Save money on holiday before you’ve even set off

Get credit-set for summer! Experian Expert Graham Bridges and award-winning travel writer Emma Gregg join Darren Beach in sunny Brighton and Hove to discuss various ways you could save money on holiday before your plane has even left the runway.

You can watch all our Credit Cafe videos here.

Should England’s Lionesses be rewarded more?

football-goall-250The success of the England women’s football team in reaching the World Cup semi-finals for the first time has taken a lot of people by surprise.

Less surprisingly, there’s been a lot of talk lately about how little they earn compared to even the most journeyman Premier League player – let alone the six-figure weekly take home pay of many international stars.

American stars
Firstly, some of the stars of this World Cup *are* very well paid – however they aren’t likely to be the England team members.  Continue reading

Get on to a winner at Wimbledon this year

wimbledon-tennis-strawberries-300Oh I say!  For many of us, a visit to Wimbledon fortnight is a highlight of the British sporting summer, along with the Ashes, the Open and the British Grand Prix.

Most of the tickets for the Show Courts, of course, have long since been sold – that is, if they were ever on sale in the first place, as so many go to sponsors and guests.

Every year since 1924 there’s been a public ballot for advance tickets, as demand for tickets way outstrips supply around four times over. Even if you get a ticket, you can’t request the date or court – you have to accept what you’re given. Continue reading

Stay ID safe at the summer festivals

Glastonbury starts on Weds 24th June,  one of many rituals that so many of us go through as teenagers, students, young adults and beyond – going to summer fesrock-festivals-300tivals and enjoying the revelry, the music and the sunshine.

From black-clad teenagers camping at rock events in the countryside, to parents on a day trip to a family-friendly event in an urban park, they all want to get away from it all and stop worrying about the daily grind.

However, if you are going to summer festivals, it’s worth remembering that fraudsters like to strike while your guard might be down – so it pays to remember some tips to keep your ID safe while you rave. Continue reading

Online identity fraud: what you need to know

locked-laptop-300What is it?  Once criminals have enough of your personal details, they can apply for credit in your name and run up debts without you knowing. Your full name, date of birth, current address and national insurance number, and the passwords and PINs to your bank accounts are among the things they are hoping to get hold of.

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All is quiet on Father’s Day

This Sunday (21st June) is Father’s Day in the UK, so if you’re a dad or buying something for your dad, what are you getting or hoping to get – if anything?

fathers-day-giftFull disclosure here – I’m a dad to a young child, and of course it’s lovely to get a home-made card and a bit of extra-nice good behaviour thrown in. But once you get past that age, does Father’s Day matter? And what should you give?

In March we wrote about Mother’s Day and found that Mintel research reported that Britons spend 53% more on gifts, cards and the like on Mother’s Day than on Father’s Day.

Thankfully, many Father’s Day gifts are no longer the result of last-minute dashes to the larger supermarkets, and picking up some sale-price body spray, tie-and-socks combo or a mid-range electric razor. Continue reading

Get summer sport at a bargain cost

Tennis netFor many, a visit to Wimbledon, the Ashes and other grass-kissed sporting events are the essence of the English summer. The idea can seem dauntingly expensive but a little careful planning can make it possible.

If you want Centre Court tickets at Wimbledon, they’re cheapest at the start of the tournament at £50. A ground ticket however is half the price, during the first week, and means you can see many of the big names on courts three and below for £25.

It’s even cheaper in week two, when there are still many doubles matches, and also the stars of the future, playing on outside courts. Not to mention being able to drink in the atmosphere at ‘Henman Hill’ as Andy Murray plays just the other side of the big screen at no extra cost. Continue reading

Helping the young to develop vital money skills

It's never too early to learn about good finance tips

It’s never too early to learn about good finance tips

My Money Week, which runs from 8-14 June, is a national activity week for primary and secondary schools which aims to help young people gain the skills, knowledge and confidence in money matters they’ll need to thrive in today’s society.

It’s the brainchild of the Personal Finance Education Group (pfeg), which helps teach children to understand money and how to manage it.

For the past two years Experian has partnered with pfeg on a project to help primary school children improve vital money skills.  In this time, the project has transformed numerous primary schools around the country into national Centres of Excellence for financial education, helping more than 12,000 pupils, parents and teachers improve their money skills. Continue reading

Working out the cost of fitness

cost-of-golf-300As the Great British summer (or what passes for it) comes around again, people are more inclined to get outdoors, take in the fresh air and even get some exercise into the bargain.

And professional sport is often the inspiration – for example the London Marathon, Andy Murray’s heroics at Wimbledon or the Tour de France.  Indeed, according to a survey from Sustrans, last year’s Grand Depart inspired almost a quarter of the UK population to get onto a bike for the first time or to ride one more often.

And after the phenomenal Games in London in 2012, Sport England said that the number of people in England playing sport at least once a week grew by 750,000.

While it’s great news that the nation is getting up and getting moving, the loss of a few pounds around the waist might be offset by the loss of a lot more pounds from your wallet – because it costs quite a bit to get started, or you get carried away and buy all the latest gear. Continue reading

Paying household bills could help get you better credit

Millions of people could now benefit from a credit score boost, as information about some regular household bills is now being included in their credit reports.

Since 2009, millions more records have been added to Experian credit reports from providers of gas, electricity, water and fixed communications services.

These utilities agreements now make up more than 1 in 8 credit accounts on Experian reports, as a result of Experian’s on-going programme to help widen people’s access to credit and other essential services, by helping bill payers present themselves in the best possible light. It also underlines the value of paying regular bills on time.

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