This week heralds what is expected to be the year’s busiest online shopping period as Christmas gets closer. Black Friday (the last Friday in November), and Cyber Monday (three days later) originated in the USA and are now big news in the UK.
Not only is it the busiest pre-Christmas weekend of the year for internet shoppers, but it neatly coincides with the one that immediately follows many people’s final payday before the need to go Christmas shopping. Continue reading →
With car finance, a good credit rating can make the difference
Looking for a new car?
Whether you’ve gone for a brand new model or a second-hand purchase, you may need to pay for it in stages with a loan or hire purchase. With these types of finance, a good credit rating can be the difference between getting a good interest rate or not, or sometimes getting any deal at all.
Richard Anderson’s goal is to travel to Australia to see his fiancée before they get married next year. Here he tells us what it means to him, after being the first winner of Experian’s #100DaysUseIt competition.
Weddings are expensive, there’s no getting away from it. While “the happiest day of your life” can be memorable, it can also put a strain on the wallet. Before and after marriage, there are often a few disagreements on personal finance, but what are they and why do they happen?
People pair up with their partner for all sorts of reasons – and one of the biggest is finances. A nationwide Experian survey of couples in relationships* asked if financial responsibility would make someone more attractive, 29% said it would, while 35% of women said this would make a male ‘much more attractive’. Continue reading →
It’s become quite common nowadays to switch credit cards in order to get 0% purchase deals or balance transfers, but less so to change the current accounts we bank with. Many of us are still with the banks we joined as students or even children.
Managing your finances at Christmas can be tough, especially when there’s a lot to pay for, and a lot of time to fill. So if you’re planning on doing your festive shopping online, we’ve come up with some key tips that might help.
Flying the nest, fleeing the coop – whatever you want to call it, since Elvis was strutting his stuff in the 1950’s large numbers of young adults have dreamed of the day they no longer have to live at their parents’ home. These days, with 800,000 graduates stuck at home, more young people than before the credit crunch can’t afford to move out. Continue reading →