Did you get paid early in December? Many of us find ourselves with an early Christmas present when the final salary of the year comes a week or two early – however this does of course mean that there’s a much longer run than usual until the next one in January.
Experian research has found that eight out of 10 of Brits (81%) found the early payday a hindrance when it comes to their festive finances*. In fact, more than half (53%) of those paid earlier than usual in December said they struggle to meet their bills by mid-January, with more than a third (35%) overspending at Christmas by an average of £207 on things like food & drink, heating & fuel, and various seasonal extras. Continue reading →
The last thing you want, when you’re making an application for credit, is for your application to hit the buffers because there may have been some inaccurate or out-of-date information on your credit report.
In this video, Joanne from Experian talks about what you can do if you spot errors or mistakes in your credit report.
You can watch more credit questions answered by Experian’s Experts here:
We know that staying on top of your finances at Christmas time can be tough – here are our five things worth thinking about if you’re shopping around in the next few weeks leading up to the festive holidays.
Behavioural psychologist Jo Hemmings is our guest blogger, discussing money and relationships.
We’re talking about wallet size here. And not really the actual size of the wallet itself or exactly how much cash it contains. But how honest you are about how much money you have, how you like to spend it and whether you’re on the same page as your partner about how you choose to spend it as a couple, rather than as a single person.
Often at the beginning of a relationship, we are so smitten by our partner, that the dizziness of chemistry and anticipation diverts us from whether they have the same approach to spending as ourselves. Continue reading →
Julie Lewis’s Christmas goal is to decorate her spare room, so that her identical twin grandsons can stay and play there over the festive period. Her story makes her the third and final winner of Experian’s #100DaysUseIt competition.
Simon Parker’s goal is to cycle 1000 miles in a year, and lose the weight he put on after giving up smoking. This is the story of how he is achieving his health and fitness goal, making him the second winner of Experian’s #100DaysUseIt competition.