People become self employed for all sorts of reasons. Perhaps they want more freedom and want to fit their work around their lives more, perhaps it’s just the best option available, or maybe they feel ready to take on the challenge of running their own business.
Whether you’re a painter & decorator, an internet start-up or planning to write that great novel, there are a few things you could benefit from before you dive into the world of working for yourself. It’s something this writer has tried – and learned a lot of lessons from. Continue reading →
Here’s Rachel Connor from Stepchange.org with a guest blog post to help introduce and explain more about Debt Awareness Week.
StepChange Debt Charity wants you to take control of debt! Personal debt is a cause of worry for millions across the UK, and it’s estimated that some 2.9 million people desperately need debt advice right now*. The trouble is that many people who are struggling simply don’t know where to start. They may not even know that free debt advice is available to them.
Monday 26 January will see the launch of StepChange Debt Charity’s second annual Debt Awareness Week. During this week, we’ll encourage people to get free debt advice as soon as they need it. Continue reading →
Applying for a mortgage is rarely a straightforward process. Your mortgage is likely to be the biggest financial commitment you’re ever going to make – with lots of decisions to make, forms to fill in and waits for lenders to respond.
In April 2014, the process was made even tougher with the introduction of new rules on mortgage affordability. In this video, financial journalist Melanie Wright helps us find out what the new mortgage affordability rules might mean to you.
In the second of our series of Credit Café videos, our Experian Experts James Jones and Joanne Leahy explain how a credit score is calculated.
This video is part of the ‘Demystifying Credit’ series that we’re posting on YouTube every Friday for the rest of January. Look out for the next one coming soon on our YouTube channel. You can watch the first Credit Café video about who decides if you get approved for credit here.
Gray from Experian Experts explains how late payments on your credit report might affect your credit application, and what you could do to help give your credit application a better chance of success. You can see more videos from Experian’s Experts on our YouTube channel.
In the first of a regular video series that we’ll be hosting on our YouTube channel - the Credit Café - Experian Experts James Jones and Joanne Leahy explain who decides if you get approved for credit.
This video is one of four short episodes in the ‘Demystifying Credit’ series that we’ll be posting on YouTube, every Friday for the rest of January. Look out for the next one coming soon on our YouTube channel.
Are you one of the many homeowners that might be affected by a rise in your mortgage rate?
It’s been a long time coming, but after almost six years many experts believe an interest rate rise is coming some time soon. Since March 2009 the Bank of England rate has stood at a record low of 0.5%, having been as high as 4.5% just five months earlier in October 2008.
What does Experian do? And how do we use data to help people get to grips with their finances?
Watch this video to find out how joining Experian CreditExpert helped our customer Claire Barron get back on her feet financially, and how understanding your credit report and what’s on it could help you use it to get the things you want.
You can also see the other ways we help people protect, manage and make the most of their finances, and what new plans are in the pipeline – and how it’s more than just a credit report.
Are you looking for a new job? Job searching can be a frustrating and lengthy process, but exciting nonetheless, as it’s a chance to take another step along your career path.
Whether you’re new to the working world, thinking about a career change or searching for your next career advancement, going for a new job can feel like a daunting task, depending on the amount of information that the company is asking for. Continue reading →