Stay Safe Online

Experian’s tips for online security, staying safe when you’re online, and protecting yourself against identity fraud.

How to keep your ID safe when you’re on holiday

Do you try and protect yourself from the sun when you’re away?  Similar steps can help protect you and your family from identity theft.


Check out our video with guest Michelle Highman , Chief Executive of The Money Charity

It’s best not to carry things with you that you don’t need, as handbags and wallets often contain lots of items containing information that can identify you personally that you just won’t need on holidays.  Fraudsters just love these! Some examples are bills, receipts, out-of-date driving licences and medical prescriptions.  Continue reading

Online identity fraud: what you need to know

locked-laptop-300What is it?  Once criminals have enough of your personal details, they can apply for credit in your name and run up debts without you knowing.

Your full name, date of birth, current address and national insurance number, and the passwords and PINs to your bank accounts are among the things they are hoping to get hold of.

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Are your passwords protecting you?

Are your passwords really protecting you? For the vast majority of account takeovers, the fraudster will need to have gained specific information about you, such as your online log in and password.

On average, Brits have 19 online accounts each, with an average of seven different passwords. However, one in 10 of us never changes their online passwords and one in 20 uses the same passwords for all of their online accounts, many of which are inactive (social networks (26%), email (18%), retail accounts (21%) yet still potentially accessible to fraudsters.*

Take a look at our tips below to make sure that your passwords are working to protect your ID.

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Could smartphones soon spell the end for card payments?

smartphone-hand-300Trains full of commuters tapping away, diners sitting in silence staring at their screens – some may think smartphones are getting the better of us.

However, Experian research has found that one in three Britons (33 per cent) believe that paying with a smartphone will take over from credit and debit card payments as the preferred method of payment by 2020.*

While cash and card payments are still the dominant force now, the survey found that people think the next five years will see a major shift, with 67% saying that cash will decrease in popularity, while two in five (41 per cent) think the use of credit and debit cards will plummet. Continue reading

Safer Internet Day 2015

SID2015-300Today (10 Feb) marks the twelfth annual Safer Internet Day (#SID2015), a day dedicated to finding out how we can help make the internet a safer place.

Safer Internet Day’s target is to promote the safer and more responsible use of online technology and mobile phones, especially amongst children and young people across the world – the campaign slogan is “Let’s create a better internet together”.  Continue reading

How to avoid becoming a victim of online fraud

There are a number of things that you can do to protect yourself against online fraud.  Here, real-life victim of fraud Chris tells us his story, and Hannah from Experian explains how we were able to help him. She also explains what steps all of us can take to help protect ourselves from online fraud.

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Ways to protect yourself against ID fraud

Monitoring your credit report is a good way to protect yourself against ID fraud, as Kay from Experian explains below.

Experian Credit Expert can help you protect your personal information online. With our victims of fraud team, web monitoring and credit monitoring features, we can help you stay safe online.