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Ask your questions to Mrs Moneypenny: Facebook Q and A

 *COMPETITION NOW CLOSED*moneypenny-April-400

Did you take part in either of our successful Twitter Q and As with Mrs Moneypenny on @ExperianExperts?

Well, we’re pleased to say she’s doing a third Q and A, this time on our Experian UK Facebook page.

Between 12:30 and 1:30pm on Friday 24th April, Mrs Moneypenny will be answering your questions live, about money and relationships.  

And that’s not all – the four most interesting questions put to Mrs Moneypenny in that hour will each win £50 of Amazon.co.uk vouchers, as well as a copy of her book Mrs Moneypenny’s Financial Advice for Independent Women.  You can find the full terms and conditions for the competition here.

You can also watch Mrs Moneypenny’s full video on how to make 2015 a financial success.

So that’s Friday 24th April between 12:30 and 1:30pm on Experian UK’s Facebook page. Hope to see you there!

PayPlan Q and A – with James Jones

*COMPETITION NOW CLOSED*

payplan-JJ-image-500Got any credit-related questions you’d like answered? We’re joining forces with PayPlan for a Twitter question-and-answer session on Friday (17th April) between 12:30-1.30pm.

It’s your chance to ask our Experian Expert James Jones any credit questions that you have! You can submit questions to him @PayPlan in advance or ask questions to James directly during the hour.

You could also win a £25 Argos voucher in PayPlan’s competition if you submit a credit-related question – you can find details and full terms & conditions HERE. Make sure you mention @PayPlan and use #AskJames.

PayPlan is a provider of free debt management plans , IVAs, and free debt advice, Here’s Darren from Experian Experts with a guest blog on how to rebuild your credit rating when coming out of debt.

 

Mrs Moneypenny is back for a second Twitter Q and A

*COMPETITION NOW CLOSED*

moneypenny-200x300Following our successful Twitter Q and A on @ExperianExperts in February, on how you can make 2015 a financial success, Mrs Moneypenny (Channel 4’s Superscrimpers), is back!

Between 1 and 2pm on Friday 27th March, Mrs Moneypenny will be answering your questions live, about how to go about spring cleaning your finances.  

NEW on the blog: Mrs Moneypenny on spring cleaning your finances

So if you’ve got anything you’d like to ask her, tweet us @ExperianExperts between those times with your questions, using the hashtag #moneypenny.

And that’s not all – the four most interesting questions put to Mrs Moneypenny in that hour will each win £50 of Amazon.co.uk vouchers, as well as a copy of her book Mrs Moneypenny’s Financial Advice for Independent Women.  You can find the full terms and conditions for the competition here.

You can also watch Mrs Moneypenny’s full video on how to make 2015 a financial success.

So that’s Friday 27th March between 1 and 2pm, @ExperianExperts on Twitter. Hope to see you there! #moneypenny

What’s your Christmas Dream? Enter our competition

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*COMPETITION HAS NOW CLOSED*

What are you hoping for this Christmas?

It could be anything from the present you’ve always wanted, to something a bit more abstract or off the wall. So we’ve come up with a great new Christmas Dreams competition!

Tell us your Christmas Dream – in no more than 250 words – for a chance to win one of three £250 Amazon.co.uk vouchers, or a grand prize of a £1000 John Lewis voucher!

You can enter via Experian UK’s Facebook page. Competition open 1 – 23 December 2014 – terms and conditions apply.

We know that staying on top of your finances at Christmas time can be tough – here are our five things worth thinking about if you’re shopping around in the next few weeks leading up to the festive holidays.

Size Does Matter

Jo Hemmings

Jo Hemmings

Behavioural psychologist Jo Hemmings is our guest blogger, discussing money and relationships.

We’re talking about wallet size here. And not really the actual size of the wallet itself or exactly how much cash it contains. But how honest you are about how much money you have, how you like to spend it and whether you’re on the same page as your partner about how you choose to spend it as a couple, rather than as a single person.

Often at the beginning of a relationship, we are so smitten by our partner, that the dizziness of chemistry and anticipation diverts us from whether they have the same approach to spending as ourselves. Continue reading

How to keep control of costs when buying your child a mobile phone

Here’s Anthony Hill from broadbandchoices.co.uk with some tips on buying mobile phones for children:

If your children run up a huge phone bill, your credit rating could be affected

If your children run up a huge phone bill, your credit rating could be affected

At what age should you buy your child a mobile phone? It’s probably not a question your parents had to consider. However, a recent study by broadbandchoices.co.uk, where you can now compare mobile phones as well as TV and internet deals, found 90% of kids aged 8-14 have one and, on average, are just 10 when they get their first handset.

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Five ways to go about remortgaging

Remortgaging your home can be for a variety of reasons

Remortgaging your home can be for a variety of reasons

Remortgaging your home can be for a variety of reasons.  When you remortgage you either take out a new loan with your existing lender or with another provider – paying off your old mortgage with the money you receive.

Find a better rate
Many homeowners on an introductory low fixed or discounted variable rate may find that once that comes to an end, their interest rate and mortgage payments may well go up. This could be a good time to check out whether you can remortgage and get a lower rate elsewhere.

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Making sure the data on your credit report is accurate

Data accuracy is at the heart of what we do

Data accuracy is at the heart of what we do

Your credit report is a personal history of your borrowing behaviour – the credit you’ve had, and the repayments you’ve made. So it’s crucial that you want the data and information it contains to be 100% accurate.

In 2013, Experian provided credit reports to around 2 million people, and answered more than 3.5 million calls and requests for help and support. Any discrepancies in credit reports are looked into immediately– in fact, many of the queries received via our award-winning call centre are sent to the lender within one hour of receiving them, raising disputes for people while they are on the phone.

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