The cat’s out of the bag – for the first time, the UK’s most trusted credit score* is now free, for everyone**, forever.
That’s right – the Experian Credit Score, which shows you how lenders may view you, and can be a useful thing to know when you are thinking of applying for credit.
To get your Experian Credit Score FREE forever, sign up to our new CreditMatcher, a free independent service that helps you compare credit deals you’re more likely to get, based on your credit information. We are a credit broker not a lender, working with selected lenders†.
What is a credit score?
Well, when you apply for credit, such as a loan, credit card, mortgage, car finance, lenders give you a credit score.
They base this on factors such as the information on your credit report, on your application form, information they may already hold on you, and their own lending policy. There’s no one credit score or magic number – different lenders score differently.
What is the FREE Experian Credit Score?
The Experian Credit Score is free, forever. Checking your Experian Credit Score before you apply for new credit can give you a good indication of how lenders may view you based on information in your Experian Credit Report.
It runs from 0-999, and usually a higher score means you’re seen as lower risk, which means you could be more likely to get a credit card, a loan or a mortgage, and at better rates too.
Making sure you look around for a deal that you’re more likely to be accepted for, as well as being best suited to you and your credit history, can be important.
We believe that your Experian Credit Score is the only score that matters, and it should be free forever.
So how come the Experian Credit Score is now free?
We’re able to provide your Experian Credit Score for free because we receive commission from some lenders and brokers when you choose them from our search results on CreditMatcher, and click through to their site or make an application.
This works in the same way as most of the insurance and utility comparison sites you’re probably familiar with.
*Most trusted’ based on 69% of 1228 respondents ICMUnlimited survey July 2016. Survey information available at Experian.co.uk.
**Available to UK residents aged 18 years or over and subject to identity checks.
†Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans matching services, meaning it will show you products offered by lenders and other brokers.
Experian acts independently and although CreditMatcher shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. CreditMatcher services are provided free however we will receive commission payments from lenders or brokers we introduce you to.
CreditMatcher is provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 009743). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ.”
Copyright © 2017, Experian Ltd. All rights reserved.