6 thoughts on “How could ID fraud affect your credit score?

  1. Candices

    hello, I have a fraud record due to the fact that I lend my card to a friend which then used my card for fraud now I am stuck….. I need a bank account for student finance …. what can I do?…. how can you help me I am really desperate … … I have applied for other bank accounts but I have been turned down because of that….please help.

    Reply
    1. CreditExpert Neil

      Hi Candices, I understand that your card was used fraudulently, checking your Experian credit report would allow you to see what information has been recorded by the company as a result of this. Our dedicated Victims of Fraud team would also be able to help you with this and if you disagree with the information recorded we would be able to query it for you with the company concerned. You can find out more about dealing with fraud here. Kind regards Neil.

      Reply
  2. Kara

    Hello,

    My husband has recently been the victim of fraud and we are concerned how this will affect his credit rating? All incidents have been reported to the police.

    Thanks

    Reply
    1. CreditExpert Neil

      Hi Jenny, if your husband has any fraudulent entries appearing on his credit report he should contact us directly. Our dedicated Victims of Fraud team would then be able to investigate for him. We would expect any fraudulent entries to be removed so that their is no long term detriment to his report. Kind regards Neil.

      Reply
  3. Vanercio

    Hi ,
    I have been victim of fraud on my bank account I’ve lost my phone and case and the card it was on the phone case and my phone didn’t had no password and the person gained access to my details and pin so they use my account to put money on the account and took out from the card. I got my eBay hacked and PayPal too I rang them to tell someone got an access to my eBay but I forgot to tell the bank in that day cuz I didn’t realised my card gone too when I got back my phone got the messages then realised someone was using my bank card and I didn’t use my account since last year! What can I do now ? I called the bank but they said they can’t do anything just they gonna close my account in 2 months time. What can I do ? I’m just frustrated with all this cuz never have had this problem before. I need help please

    Reply

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