Tag Archives: check credit report

Experian Credit Score top tip 5 of 5: Review your credit report regularly

tip 5 - 600x300Everyone has an Experian Credit Score. Looking after it, nurturing, growing and improving it can help you get a better rate on loans, credit card or mortgages.

Reviewing your credit report can help you look after your finances better. The data & information held there summarises your credit history, so it can be worth reviewing it on a regular basis, and making sure it provides an accurate and up-to-date picture of your credit histories.

Video: 5 top tips to improve your Experian Credit Score

Lenders usually check your credit report when you apply for financial products, as it helps them decide whether to offer you the product and which terms to set, such as interest rates. Continue reading

The cost of home improvements

It’s been said that we’re a nation of DIY-ers. Before the credit crunch, the property boom saw many people buying new places, doing them up and selling them on for a profit.

But in the years following the crash many were unable to sell, instead choosing to do up their homes and make them nicer places to live.

These days, we seem to occupy the middle ground. According to a 2014 survey by Lloyds Bank, 40 per cent of people undertake renovations to improve the look of their home, while 33 per cent do it to add value.

homeimprove-NEW-600

Continue reading

Working out the cost of fitness

cost-of-golf-300As the Great British summer (or what passes for it) comes around again, people are more inclined to get outdoors, take in the fresh air and even get some exercise into the bargain.

And professional sport is often the inspiration – for example the London Marathon, Andy Murray’s heroics at Wimbledon or the Tour de France.  Indeed, according to a survey from Sustrans, last year’s Grand Depart inspired almost a quarter of the UK population to get onto a bike for the first time or to ride one more often.

And after the phenomenal Games in London in 2012, Sport England said that the number of people in England playing sport at least once a week grew by 750,000.

While it’s great news that the nation is getting up and getting moving, the loss of a few pounds around the waist might be offset by the loss of a lot more pounds from your wallet – because it costs quite a bit to get started, or you get carried away and buy all the latest gear. Continue reading

How to correct errors on a credit report – new video

The last thing you want, when you’re making an application for credit, is for your application to hit the buffers because there may have been some inaccurate or out-of-date information on your credit report.

In this video, Joanne from Experian talks about what you can do if you spot errors or mistakes in your credit report.

You can watch more credit questions answered by Experian’s Experts here: