Tag Archives: creditmatcher

What you need to know about credit builder cards

Credit builder cardsFor those who maybe haven’t got the credit history they’d like to have, the options for credit cards may be fewer.

But there are credit cards around which are aimed at helping you get your credit history back on track.

How do they work?

These no-frills cards are aimed at people who need to help build their credit history.  They often have low credit limits to start with and a high APR, but paying off the bill each month can help show lenders that you’re reliable.  Applying for too many cards at once can hurt your credit score even more, so it’s an idea to choose a credit card you’re more likely to get, and one that suits your needs best.

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Experian Credit Score is now FREE. FOREVER.

The cat’s out of the bag – for the first time, the UK’s most trusted credit score* is now free, for everyone**, forever.

That’s right – the Experian Credit Score, which shows you how lenders may view you, and can be a useful thing to know when you are thinking of applying for credit.

To get your Experian Credit Score FREE forever, sign up to our new CreditMatchera free independent service that helps you compare credit deals you’re more likely to get, based on your credit information.

We are a credit broker not a lender, working with selected lenders.

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6 last-minute holiday money-saving tips

Did you know that this is the week there are the most online searches for holiday money?

According to Google Trends*, in 2015 there were 100,000 online searches for holiday money in the week ending 4 July, higher than at any other time in the year.

Before you go on holiday this summer, it’s worth remembering that there are many ways you could cut costs before you’ve even touched down.

  • Waiting until you get to the airport to make essential purchases makes you a captive customer – you’ve literally got nowhere else to go, so you’re likely to pay a premium for exchange rate and small items. So get your pounds to euro, pounds to dollar sorted out in advance, get your sun cream & toothpaste from pound shops, and book your airport parking as soon as you know your flight times – and you might save a packet.

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Save your energy and stay in credit

We all want to cut our energy bills...

We all want to cut our energy bills…

With some research suggesting that energy prices are rising up to eight times faster than average weekly earnings, many of us need all the help we can get to cut down our bills.

Get smart – Smart meters send readings directly to your supplier, which means you won’t have to keep providing estimated bills (and the possibility of unexpectedly huge bills at a later date!).

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