Tag Archives: Experian CreditExpert

Experian CreditExpert has a mobile app

Did you know we now have a mobile app for CreditExpert members? Yes, that’s right – you can now use CreditExpert on the go to see your Experian Credit Score and a whole lot more.

How to use the CreditExpert app

If you’re an active CreditExpert member, you can get quick access to key important information from your Experian Credit Report, see your Experian Credit Score and get alerts to certain changes to your report.

To see a full score history for the last 6 months you must have had an active account and logged in at least once a month.

It’s compatible with iPhone, iPad, and iPod touch (iOS 8.0 or later), as well mobile phones that run on Android 4.0.3 and up. At the moment it is not yet available for tablets. All you have to do is download the app on either iTunes or Android.

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Spring clean your finances – with Mrs Moneypenny

Mrs Moneypenny (Channel 4′s Superscrimpers) is writing a series of blog posts for us, all about making better financial decisions in 2015. @mrsmoneypennyft 

Mrs MoneypennyIt was my birthday recently, and the bulbs I planted in the autumn have produced a beautiful set of colourful flowers to greet me in my garden. It’s that time of year when I want to shake off the winter blues and make everything clean and tidy, and not just in the garden and the house.

How long is it since you took some time out to spring clean your finances? Before you can do this, you need to assemble a list of all the bank accounts, building society accounts, credit cards and loan and mortgages you have so that you can decide what to tidy up and how. I always counsel people to buy a notebook, put all their information in it and then spend an hour a week with that notebook and an internet connection to help them get their finances in shape.

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Video: Inside Experian

What does Experian do? And how do we use data to help people get to grips with their finances?

Watch this video to find out how joining Experian CreditExpert helped our customer Claire Barron get back on her feet financially, and how understanding your credit report and what’s on it could help you use it to get the things you want.

You can also see the other ways we help people protect, manage and make the most of their finances, and what new plans are in the pipeline – and how it’s more than just a credit report.

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How to correct errors on a credit report – new video

The last thing you want, when you’re making an application for credit, is for your application to hit the buffers because there may have been some inaccurate or out-of-date information on your credit report.

In this video, Joanne from Experian talks about what you can do if you spot errors or mistakes in your credit report.

You can watch more credit questions answered by Experian’s Experts here: 

What’s your year end goal? Alan’s story

Experian are spending 100 days following the fortunes of three people with hopes of achieving their dreams this year. First we met singer-songwriter Emma Ballantine, now we’d like to introduce Alan O’Sullivan.

Alan gave up his job to pursue his lifelong dream of writing his first novel, and this is his story. I spoke to him to find out more about his 100 days challenge and what’s been the driving force behind it.

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Keep your personal information safe online

Protect your personal information online

Protect your personal information online

While most of us are getting better at protecting our personal information online, the amount of illegally traded information online is going up and up.

An independent study commissioned by Experian has found that more than 110 million pieces of data have been bought and sold by criminals so far in 2014, an increase of 40% from last year alone and 300% on the total amount traded in 2012.*

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Identity fraud: the costs

Identity fraud, or identity theft, could happen to any of us. That’s why keeping a close eye on our personal credit information is so important.
costs-of-identity-fraud

*source for figures: Stop ID Fraud consumer facts, and National Fraud Authority 2013 (page 10, Dec 2012 figures) 

If you think you have become a victim of identity fraud, notify Action Fraud, contact your bank and check your credit report. Your credit report can highlight irregularities such as suspect applications for credit and rises in card balances.

Experian’s Victims of Fraud service is also available free to fraud victims, and has a dedicated team to give expert advice and support tailored to particular circumstances.

Summer sport without busting your finances

Game, set and match to you, if you look after your finances

Game, set and match to you, if you look after your finances

Tired of the football yet? Wimbledon is here now, and for many, a visit to this and other grass-kissed sporting events are the essence of the English summer. The idea can seem dauntingly expensive but a little careful planning can bring it into your grasp.

If you want Centre Court tickets at Wimbledon, they’re cheapest at the start of the tournament. A ground ticket however is less than half the price and, during the first week, means you can see many of the big names on courts three and below for £20 or less. If you enter the gates after 5pm (which you’d probably have to even if you join the queue by midday), when many of the most nail-biting games are played, it’s cheaper still. 

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