Tag Archives: homebuyer

14 new Garden Villages to be built across the UK

Garden Villages to be builtWe now know where the 14 new ‘Garden Villages’  - new towns to help solve the housing crisis – will be. Their locations range from Cumbria to Cornwall.

Government ministers have backed plans for a brand new wave of ‘garden villages’ with between 1,500 and 10,000 new homes, in an effort to confront the growing lack of good housing stock.

Here’s where they are:

Long Marston (Stratford-on-Avon)
Oxfordshire Cotswold (west Oxfordshire)
Deenethorpe (east Northamptonshire)
Culm  (Devon)
Welborne (Hampshire)
West Carclaze (Cornwall)
Dunton Hills (Essex)
Spitalgate Heath (Lincolnshire)
Halsnead (Merseyside)
Longcross (Runnymede and Surrey Heath)
Bailrigg (Lancaster)
Infinity Garden Village (south Derbyshire)
St Cuthberts (near Carlisle)
North Cheshire (Cheshire)

Each village will include green spaces, good links to public transport and a wide mix of house prices, including affordable homes. Continue reading

Five ways to go about remortgaging

Remortgaging your home can be for a variety of reasons

Remortgaging your home can be for a variety of reasons

Remortgaging your home can be for a variety of reasons.  When you remortgage you either take out a new loan with your existing lender or with another provider – paying off your old mortgage with the money you receive.

Find a better rate
Many homeowners on an introductory low fixed or discounted variable rate may find that once that comes to an end, their interest rate and mortgage payments may well go up. This could be a good time to check out whether you can remortgage and get a lower rate elsewhere.

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How your credit report can really affect your mortgage

Men bringing boxes into house-300Your mortgage is likely to be the biggest financial commitment you’re ever going to make – so one of your biggest concerns is probably going to be the amount that you pay each month.

This will depend on a number of things – the type of mortgage you go for (fixed-rate or variable rate, repayment or interest-only), the amount that you borrow, but most importantly, the interest rate on the mortgage. So it’s going to be important to make sure that you find the best deal for you.

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