Tag Archives: money saving break

5 ways to get a money-saving winter break

Money-saving christmas breakWho wants to spend winter in the sun? It’s fair to say many of us could do with a break – ideally with a bit of sunshine included.

So we’ve put together 5 ways to get away from the cold and wet of a British winter without having to over-splash the cash.

  1. Book at the right time – Online ‘screenscrapers’ can instantly hunt down and compare the cheapest flights, while popular review sites have dozens of useful customer reviews to help you compare hotels and resorts. With package holidays it can pay to book late (as long as you’re flexible), as unsold seats and rooms have to get sold one way or another – and by then it can be a real buyer’s market.
  2. Credit-savvy – While many credit and debit cards charge up to 3 per cent per transaction if you use them abroad, there are specialist credit cards available that don’t charge for overseas cash withdrawals or have no foreign exchange fee. If you do get one of those cards though, make sure you pay the bill off in full when the bill arrives if you can. It’s also advisable to let your lender know you are going abroad, so as to prime them in case it raises suspicion when they see you making large purchases in duty free! Continue reading

Home sweet home – a ‘staycation’ summer

Guest blog post from Tracey Davies, PayPlan

With summer holidays coming to a close, a lot of families will be thinking about heading off on a late holiday.

Mother and kids hiking in sunny forestBut if you’re trying to rein in your spending, you might find that it isn’t financially feasible to go far.

As the cost of living increases, the popularity of ‘staycations’ is soaring as more people opt to stay at home – however it’s not always the most affordable option.

With the cost of attractions, activities and eating out in the UK relatively high, it can still add up – but it doesn’t have to.

Being prepared can help you have a great holiday at home without breaking the bank and our tips can show you how.

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