The price of summer package deals is soaring, with places like Mallorca, the Canaries and Portugal in great demand as ‘safe bets’ with a lot of cheaper destinations considered vulnerable to terror attacks. And that’s before you consider the strength of the Euro against the pound.
Google Trends figures show us that web searches for certain hot phrases are higher in January/February now than at any time of the year other than mid-summer, when most people are searching for the best crumbs of what’s left.
Who wants to spend winter in the sun? It’s fair to say many of us could do with a break – ideally with a bit of sunshine included.
So we’ve put together 5 ways to get away from the cold and wet of a British winter without having to over-splash the cash.
Book at the right time – Online ‘screenscrapers’ can instantly hunt down and compare the cheapest flights, while popular review sites have dozens of useful customer reviews to help you compare hotels and resorts. With package holidays it can pay to book late (as long as you’re flexible), as unsold seats and rooms have to get sold one way or another – and by then it can be a real buyer’s market.
Credit-savvy – While many credit and debit cards charge up to 3 per cent per transaction if you use them abroad, there are specialist credit cards available that don’t charge for overseas cash withdrawals or have no foreign exchange fee. If you do get one of those cards though, make sure you pay the bill off in full when the bill arrives if you can. It’s also advisable to let your lender know you are going abroad, so as to prime them in case it raises suspicion when they see you making large purchases in duty free! Continue reading →
Spring is *finally* now in the air, and it’s time to spring clean your finances!
Spring clean your finances
For many of us thoughts are turning to summer holidays, days out – and numerous other ways to get spending. The days are longer, and there’s a lot of temptation to make hay while the sun (literally) shines.
Review what goes in and comes out
Spending some time balancing out your income against your outgoings can be beneficial in the long run, and can also make you feel like you’re in control.
Travelling by train can be one of the most pleasant ways to travel across the country. Sitting back and watching towns and scenery pass by, without having to think about traffic and motorway turn-offs. And there are several ways that you can make sure it stays low cost.
One of the best things about a recent short stay I had in the beautiful city of Bath was the satisfaction of knowing that I’d kept the cost of getting there to a minimum, thanks to advance booking, planning timings and using a railcard.
It’s a dream that many people have – to step away from their everyday lives and travel to the places they’ve always wanted to see.
Work and family life can often get in the way but according to a recent Experian survey, travelling is the one thing that most people dream of doing. Indeed, 45.9 per cent of people questioned said they would go travelling if there was nothing to stop them.
Some of the reasons that people gave for not being able to indulge their wanderlust included a lack of finance, motivation, knowledge and confidence. After all, travelling costs a fair bit of money and can take a considerable amount of time and effort to organise.
But is it really as complicated as you think and could you actually be stopping yourself from fulfilling your travelling dream, just because you think making it happen might be too difficult?
Here are a few things to think about that could make that dream become reality. Continue reading →