Tag Archives: money-saving

All winners at the 2015 MAD Blog awards

Best Thrifty Blog winner Gina Caro with Experian's Jill O'Connor

Best Thrifty Blog winner Gina Caro with Experian’s Jill O’Connor

It was a great night at the 2015 MAD (Mum and Dad) Blog Awards last week as Gina Caro won Best Thrifty Blog, an award sponsored by Experian, for her marvellous Cold Tea and Smelly Nappies blog.

The Mum and Dad (MAD) Blog Awards are the UK’s biggest and most exciting awards for parent blogs, and this was the seventh edition, with around 300,000 nominations being cast from all over the country. Continue reading

Best Thrifty Blog finalist: Awesome Austerity – My Dream

Morna Macneill’s super blog Awesome Austerity certainly is, as she calls it, “a blog about money-saving, parenting, crafting, baking and anything else I can think of.”  It’s one of the finalists in the Best Thrifty Blog category at the 2015 MAD (Mum and Dad) Blog Awards, held in September.

Experian is delighted to sponsor the Best Thrifty Blog award, which recognises the mum and dad bloggers helping people make savvy financial decisions every day.

morna's family-300We asked Mum of two Morna, a pathologist in her day job. to tell us what her greatest ambition would be if there were no restrictions. She writes for us here about a long-time dream she managed to realise.

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When I was a young thing, I’m sure I could have reeled off a long list of fairly shallow dreams……I’d buy a horse, no, a whole stable, I’d travel the world, I’d engage a personal trainer so I could be really skinny and wear designer clothes. Continue reading

Best Thrifty Blog finalist: Baby Budgeting – My dream

Becky Mads 2013-250Becky Goddard-Hill is a parenting author and blogger, whose main focus is writing about how to have a creative and happy family life on a budget. She writes the popular thrifty parenting blogs Baby Budgeting, Family Budgeting and she writes about interiors at Thrifty Home.

Becky has been blogging since 2008, and lives in Nottingham with her husband Jonny and 2 children Frankie (11) and Annalise (8). She says blogging gives her a great work/life balance.

Baby-Budgeting-logo-300Baby Budgeting is one of the finalists in the Best Thrifty Blog category at the 2015 MAD (Mum and Dad) Blog Awards, to be held in September.

Experian is delighted to sponsor the Best Thrifty Blog award, which recognises the mum and dad bloggers helping people make savvy financial decisions every day.

We asked Becky to tell us what her greatest ambition would be, if there were no restrictions, and how she’d make it a reality.  Here Becky shares her dream with us of making a difference to the world.

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Get summer sport at a bargain cost

ashes-wicketFor many, a visit to Wimbledon, the Ashes and other grass-kissed sporting events are the essence of the English summer. The idea can seem dauntingly expensive but a little careful planning can make it possible.

Ashes
The Aussies are here for cricket’s own Clasico – and if you want to see for yourself if England can win the Ashes back, one great way is to hope matches go on until day five, when tickets are available at reduced prices at the gate. Both home Tests against New Zealand went the distance in May 2015, with admission at Headingley on day five just £5.

You could try online, but beware of fakes. GetSafeOnline say that one in ten people in the UK have been victims of a ticketing scam online. Stick with reputable and official sites and look for guarantees that you’ll get a refund or replacement if the ones you buy aren’t genuine.

And if you can’t get to the Ashes, then all summer there’s the NatwestTwenty20 Blast – a great way of spending a sunlit evening after work, or an action-packed afternoon with the family, at a fraction of the cost of a Test match and arguably a lot more fun.

Wimbledon
If you want Centre Court tickets at Wimbledon, they’re cheapest at the start of the tournament at £50. A ground ticket however is half the price, during the first week, and means you can see many of the big names on courts three and below for £25.

It’s even cheaper in week two, when there are still many doubles matches, and also the stars of the future, playing on outside courts. Not to mention being able to drink in the atmosphere at ‘Henman Hill’ as Andy Murray plays just the other side of the big screen at no extra cost.

And if you enter the gates after 5pm (which you’d probably have to even if you join the queue by midday), when many of the most nail-biting games are played, it’s cheaper still. 

And there’s more
You can get in to the Open golf championship on the gate for as little as £10 during qualifying, for some of that ‘I was there’ feeling. The British Grand Prix doesn’t come cheap, but Friday-only tickets (£67) can get you entry for less than half the price of race-day itself (£155), with under-16s half price and under-10s free, and you still see the same cars doing the same thing.

Get set for summer costs
One easy way to remind yourself what you already owe and see how well you’re coping, is to look at your Experian Credit Report. As a CreditExpert member you can get expert guidance to help you monitor, understand and improve your overall credit situation. Getting your Experian Credit Score up could open up the potential chance to get better loans – and at better rates.

Helping the young to develop vital money skills

It's never too early to learn about good finance tips

It’s never too early to learn about good finance tips

My Money Week, which runs from 8-14 June, is a national activity week for primary and secondary schools which aims to help young people gain the skills, knowledge and confidence in money matters they’ll need to thrive in today’s society.

It’s the brainchild of the Personal Finance Education Group (pfeg), which helps teach children to understand money and how to manage it.

For the past two years Experian has partnered with pfeg on a project to help primary school children improve vital money skills.  In this time, the project has transformed numerous primary schools around the country into national Centres of Excellence for financial education, helping more than 12,000 pupils, parents and teachers improve their money skills. Continue reading

Mum’s the word on Mother’s Day

mothers-day-250This Sunday (15 March) is Mothering Sunday – the day when Mums up and down the country get spoiled rotten, and why not?

It’s also a big day for spending, with research from Mintel showing that £505million was spent on it last year in the UK – an average of £24.10 each.

Not only that, but the same research reports that Britons spend 53% more on gifts, cards and the like on Mother’s Day than on Father’s Day – which suggests that the type of gifts we choose are, shall we say, a bit more thoughtful when it comes to mum.

However, figures from Dot Com Gift Shop found that what mums really want on Mother’s Day is not so much an expensive gift but something a bit more homely. Almost 6 in 10 said they wanted a hug, with other top answers including a card and a lie-in.

The figures say that 57% will buy their mum flowers on Sunday, spending on average between £20 and £29 on gifts – however, they also suggest that some mums underestimate the value of the gifts their offspring are getting them, and think the average price spent on them is only between £10 and £19.

Finally, apparently sons are more than 3 times as likely as daughters to forget Mother’s Day. Gulp. We at Experian Experts Blog say: most of all, just don’t forget your mum on Mother’s Day!

Make 2015 a financial success – with Mrs Moneypenny

moneypenny-300x200Mrs Moneypenny (Channel 4’s Superscrimpers) is writing a series of blog posts for us, all about making better financial decisions in 2015. @mrsmoneypennyft 

2015 is the year that you could really sort out your finances, and here’s how.
First things first: buy a notebook and record, accurately, how much you spend. Set out a page for every area of your life (mortgage/rent, utilities, mobile phone, and council tax, car insurance and so on). Everyone should aim to spend an hour a week on their own finances. Sounds a lot? Contrast that with how much time you spend worrying about them, and it will seem a small sacrifice. Continue reading

7 ways good planning could help you cut costs

Small changes to the things we do on a regular basis can help cut down costs

Small changes to the things we do on a regular basis can help cut down costs

Most of us want to try to make the best use of what we have coming in by reducing what we have going out.

It doesn’t have to be formally ‘saving money’, but sometimes just making small changes to the things we do on a regular basis can help cut down the cost of our weekly shop.

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Seven ways to have a budget Grand Prix weekend

Save money and still enjoy the British GP

Save money and still enjoy the British GP

The world of Formula 1 is widely seen as being a glamorous ride for all involved, and if you want to attend a Grand Prix race as a spectator, it doesn’t always come cheap.

There’s the race ticket, plus merchandise, event-priced food and drink, getting there, staying there, not to mention, if you really fancy splashing serious cash, getting paddock (ie: pit lane access) passes.

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