Spring is *finally* now in the air, and it’s time to spring clean your finances!
Spring clean your finances
For many of us thoughts are turning to summer holidays, days out – and numerous other ways to get spending. The days are longer, and there’s a lot of temptation to make hay while the sun (literally) shines.
Review what goes in and comes out
Spending some time balancing out your income against your outgoings can be beneficial in the long run, and can also make you feel like you’re in control.
Mrs Moneypenny (Channel 4’s Superscrimpers) is writing a series of blog posts for us, all about making better financial decisions in 2015. @mrsmoneypennyft
It was my birthday recently, and the bulbs I planted in the autumn have produced a beautiful set of colourful flowers to greet me in my garden. It’s that time of year when I want to shake off the winter blues and make everything clean and tidy, and not just in the garden and the house.
How long is it since you took some time out to spring clean your finances? Before you can do this, you need to assemble a list of all the bank accounts, building society accounts, credit cards and loan and mortgages you have so that you can decide what to tidy up and how. I always counsel people to buy a notebook, put all their information in it and then spend an hour a week with that notebook and an internet connection to help them get their finances in shape.