Tag Archives: top cashback

New Year financial goals: 5 tips for making and keeping them

The monthly financesNow is a good a time as any to clear out your financial clutter, especially with – for many – January’s salary feeling a long way off after the festive blowout.

So to get 2017 off to a bright new start and set yourself some achievable financial goals, we’ve got 5 simple tips.

1.    Check out your ins and outs  Even small changes can help you balancing your income against your outgoings, which can often help you feel more in control of your finances.

It can help you work out when to allow room for certain annual essentials, for example direct debits like a TV licence, one-off annual charges like home or car insurance, or things like birthdays or special events – as well as stopping outgoings you may no longer need or use, like a gym membership you forgot you had.

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How Matt turned his credit rating around

Matt managed to turn his credit rating around a short space of time and now owns his own home – here he tells us how he took control of his credit history to achieve what he wanted.

After running up huge balances on credit cards, mobile phone bills and being hit charges through missing payments, Matt found that it seriously affected his chances of getting a first mortgage.

Checking his Experian Credit Report and Score allowed him to see how he could sort out his finances and ultimately help him get that first home.

Now much more money-savvy, he works for TopCashback and is dedicated to helping people get deals that could help them save money.

You can also check out Becci’s story of how she is using the Experian Credit Report and Score to help her save towards a mortgage here.