Now is a good a time as any to clear out your financial clutter, especially with – for many – January’s salary feeling a long way off after the festive blowout.
So to get 2017 off to a bright new start and set yourself some achievable financial goals, we’ve got 5 simple tips.
1. Check out your ins and outs Even small changes can help you balancing your income against your outgoings, which can often help you feel more in control of your finances.
It can help you work out when to allow room for certain annual essentials, for example direct debits like a TV licence, one-off annual charges like home or car insurance, or things like birthdays or special events – as well as stopping outgoings you may no longer need or use, like a gym membership you forgot you had.