*COMPETITION HAS NOW CLOSED*

What are you hoping for this Christmas?

It could be anything from the present you’ve always wanted, to something a bit more abstract or off the wall. So we’ve come up with a great new Christmas Dreams competition!

Tell us your Christmas Dream – in no more than 250 words – for a chance to win one of three £250 Amazon.co.uk vouchers, or a grand prize of a £1000 John Lewis voucher!

You can enter via Experian UK’s Facebook page. Competition open 1 – 23 December 2014 – terms and conditions apply.

We know that staying on top of your finances at Christmas time can be tough – here are our five things worth thinking about if you’re shopping around in the next few weeks leading up to the festive holidays.