Credit check your customers to improve cash flow

Posted on Feb 14 2016 by

Cash flow is the net amount of cash going in and out of the business. Positive cash flow indicates a company’s liquid assets are increasing, enabling it to settle debts, reinvest and give out dividends to shareholders. Cash flow can be used to assess the quality of a company’s income, that is, how liquid it […]

Why remembering the individuals behind the data is more important than ever

Posted on Feb 11 2016 by

As part of our #6for16 series Experian Managing Director Matthew Dunn explains why he thinks 2016 will be the year brands are forced to take customer centricity to heart.

Preparing for IFRS 9 – Change affects us all differently, how will your customers be affected?

Posted on Feb 11 2016 by

Welcome to the second instalment of our Loss Forecasting blog series, which will show you how Experian can help you get your business IFRS 9 compliant and ready for implementation. 

First steps to cyber security is educating your staff

Posted on Feb 10 2016 by

In 2014, 60% of SMEs experienced a cyber-breach with the average costs of the worst breaches being £65,000 to £115,000(1). With the increased convenience of the internet comes an increased risk of hackers and cyber vulnerabilities. As cyber security becomes an increasing problem costing SMEs more and more money each year, you need to have […]

Renewed surge in current account fraud

Posted on Feb 10 2016 by

Detected fraud rate for current account applications soared last year from 73 in every 10,000 applications in January, to 156 in every 10,000 applications in December.

Preparing for Inevitable Interest Rate Hikes

Posted on Feb 08 2016 by

Whilst a rate rise is not imminent, it is still a question of “when” rather than “if” it will happen. Should consumers be using this respite from change to plan ahead and be ready for the impact?

Millennials’ work-ethic underpinned by high expectations, bold aspirations and increasing earning-power

Posted on Feb 08 2016 by

The future’s bright in the eyes of Millennials with many willing to work hard, save carefully to get there and a clear idea of what they want out of life.

Are you ready to export?

Posted on Feb 06 2016 by

The government has made it a priority in recent years to increase the UK’s exporting activity providing lots of support especially to SMEs who want to exploit this opportunity. Six out of ten UK SMEs anticipate doing business internationally In 20161, according to research. UKTI reveals UK businesses that export, on average, experience 34 per cent […]

Nature versus nurture when it comes to adopting the best financial habits when we leave the nest

Posted on Feb 05 2016 by

New research and insight from our Millennial Me & My Money report, reveals four out of five Millennials say they have received no formal financial education.

Getting up close and personal How close is too close? – Personalisation in 2016

Posted on Feb 04 2016 by

Personalisation is critical to modern marketing’s need to provide relevant and valuable experiences. But what does the year ahead have in store for marketers? How close is too close? Mark Lindsay gives us his views.