Content written by Jonathan Williams

PSD2: are you speaking the same language as your customers?

Customers know nothing about PSD2, yet it could bring significant change to day-to-day banking. The way millions of customers across the UK make payments through digital banking services is about to...

Blog - Feb 2017
PSD2 – what is it and what changes can we…

PSD2 is about to shake up banking payments services – what is it and what changes can we expect? New European Union rules governing how payment service providers operate are about to shake up the...

Blog - Jan 2017
What PSD2 is, is largely unknown, yet it could bring…

The way millions of customers across the UK make payments through digital banking services is about to undergo a significant transformation thanks to a set of new rules about to be rolled out for...

Blog - Dec 2016
2016 Payments Trends – New banking providers get up and…

The final trend for 2016 is a significant development in the race to provide banking to consumers and small businesses in a new...

Blog - Feb 2016
2016 Payments Trends – Updates to internet security cause confusion…

The fourth item on the list of payments trends for 2016 is not specifically a payments industry issue although it could have a significant impact if not properly...

Blog - Feb 2016
2016 Payments Trends – Electronic push payments start to stem…

The third item on the list of trends for 2016 is the changing means of customer purchases.  The third item on the list of trends for 2016 is the changing means of customer purchases. Over the last...

Blog - Feb 2016
2016 Payments Trends – The customer/bank interface will be opened…

The second item on the list of payments trends for 2016 is around the way that bank clients access payment and banking services. A key topic for a number of regulators is how to increase competition...

Blog - Jan 2016
2016 Payments Trends – Gearing up for PSD2 – strong…

As the Second Payment Services Directive (PSD2) starts to get implemented in national laws, customer authentication is going to become a more fundamental aspect of the payments process: it will be...

Blog - Jan 2016
2015 Trends – And in Other 2015 Payments News…

Our previous 2015 Trends blogs have highlighted some of the most important developments of the year, here are a few more that are worth noting. SEPA (Single Euro Payments Area) continued its journey...

Blog - Dec 2015
2015 Payments Trends – Regulation – all change interchange

The fifth and final trend in my earlier blog on the top 5 payments trends in 2015 was another regulatory push, this time from the EU and with the goal of making card processing fees more standard and...

Blog - Dec 2015
2015 Payments Trends – Opening up UK Clearing

My fourth trend in my earlier blog on the top 5 payments trends in 2015 was the opening up of the UK payment clearing market. This was in part driven by the Payment Systems Regulator, created in...

Blog - Dec 2015
2015 Payments Trends – Mobile Payments Proliferation

It’s fair to say that 2015 was the year that for the consumer, mobile phone payments went mainstream, mostly driven by launches of Apple Pay in the US and UK, followed by Android Pay and Samsung...

Blog - Dec 2015