About Kerry Leech

Website: http://www.experian.co.uk/credit-newsletter

Profile: I am writing blogs for credit risk and collections professionals looking to achieve measurable uplift from their credit and collections strategy. Experian has extensive experience in helping lenders of all sizes to grow their base of profitable customers, collect more money, and reduce bad debt. We offer a complete range of solutions to help lenders shape their credit and collections strategy across the customer lifecycle.



Posts by Kerry Leech

Homeowners face affordability squeeze when rates rise

Posted on Jul 31 2014 by

The affordability of mortgage repayments is once again under the spotlight following recent comments by the Governor of the Bank of England that “gradual and limited” increases in interest rates are “coming nearer”.

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The power of emotion in your customer future

Posted on Dec 10 2013 by

At our UK Credit Risk Summit in October, Richard Seymour, Futurologist and Partner at Seymourpowell, gave a dynamic and exciting talk on the power of emotion in your customer future.

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6 reasons why you may need a scorecard check-up

Posted on Nov 14 2013 by

Do you need a check-up – a scorecard check-up that is? Has it been a while since you last dusted off your scorecards and explored whether you had the right data in the mix? Then now – as the UK economy shows signs of returning to growth – is the perfect time to do it.

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Data and the board

Posted on Sep 04 2013 by

Credit risk has become a strategic issue. There has never been a time at which customer insight has been so closely reviewed at board level. Read on to see how financial institutions can adopt new data sources to improve their bottom line…

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Affordability is paramount: the latest personal insolvency figures reveal

Posted on Sep 03 2013 by

The annual fall in personal insolvencies is certainly a positive picture, but the quarter on quarter change highlights that there are areas still struggling.

With Conduct Risk being a subject at the forefront of minds within the lending community, it shows how individual circumstances can change at any time and that on-going affordability assessments are needed.

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Financial services reaches the front line

Posted on Sep 02 2013 by

To improve armed forces personnel access to financial services so they are not disadvantaged through residing at military addresses, steps have been taken so that British Forces Post Office (BFPO) addresses follow a similar format to standard UK addresses, read more to understand the latest position and progress…

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Credit today and the new ‘normal’

Posted on Aug 09 2013 by

In a challenging environment, the credit industry is being forced to continually evolve and cope with the trading conditions. Although volumes of new lending are more stable, the credit industry faces a complex risk environment must evolve to cope with new ‘normal’ trading conditions.

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“A property explosion” what is all the hype about?

Posted on Jun 27 2013 by

Experian’s insight reveals a surge in £500k properties being listed for sale. See what all the hype is about, and is this trend set to last?

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Are you sure you know your customers current address?

Posted on May 31 2013 by

Forward address links keep you up to date when your customers dont.

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What is responsible lending?

Posted on May 31 2013 by

One of the FCA’s top priorities is to ensure creditors fully assess customer affordability before lending – so how can you put this into practice?

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