All posts by Kerry Leech

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Homeowners face affordability squeeze when rates rise...

The affordability of mortgage repayments is once again under the spotlight following recent comments by the Governor of the Bank of England that “gradual and limited” increases in interest rates are “coming neare...

Read More Homeowners face affordability squeeze when rates rise
The power of emotion in your customer future...

At our UK Credit Risk Summit in October, Richard Seymour, Futurologist and Partner at Seymourpowell, gave a dynamic and exciting talk on the power of emotion in your customer...

Read More The power of emotion in your customer future
6 reasons why you may need a scorecard check-up...

Do you need a check-up – a scorecard check-up that is? Has it been a while since you last dusted off your scorecards and explored whether you had the right data in the mix? Then now – as the UK economy shows signs of returning to growth – is...

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Data and the board...

Credit risk has become a strategic issue. There has never been a time at which customer insight has been so closely reviewed at board level. Read on to see how financial institutions can adopt new data sources to improve their bottom...

Read More Data and the board
Affordability is paramount: the latest personal insolv...

The annual fall in personal insolvencies is certainly a positive picture, but the quarter on quarter change highlights that there are areas still struggling. With Conduct Risk being a subject at the forefront of minds within the lending community, it shows how individual circumstances can change at any time...

Read More Affordability is paramount: the latest personal insolvency figures reveal
Financial services reaches the front line...

To improve armed forces personnel access to financial services so they are not disadvantaged through residing at military addresses, steps have been taken so that British Forces Post Office (BFPO) addresses follow a similar format to standard UK addresses, read more to understand the latest position and...

Read More Financial services reaches the front line
Credit today and the new ‘normal’...

In a challenging environment, the credit industry is being forced to continually evolve and cope with the trading conditions. Although volumes of new lending are more stable, the credit industry faces a complex risk environment must evolve to cope with new ‘normal’ trading con...

Read More Credit today and the new ‘normal’
“A property explosion” what is all the hyp...

Experian's insight reveals a surge in £500k properties being listed for sale. See what all the hype is about, and is this trend set to last?...

Read More “A property explosion” what is all the hype about?
Are you sure you know your customers current address?...

Forward address links keep you up to date when your customers...

Read More Are you sure you know your customers current address?