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I am writing blogs for credit risk and collections professionals looking to achieve measurable uplift from their credit and collections strategy. Experian has extensive experience in helping lenders of all sizes to grow their base of profitable customers, collect more money, and reduce bad debt. We offer a complete range of solutions to help lenders shape their credit and collections strategy across the customer lifecycle.

Homeowners face affordability squeeze when rates rise...

Posted on Jul 31 2014 by
The affordability of mortgage repayments is once again under the spotlight following recent comments by the Governor of the Bank of England that “gradual and limited” increases in interest rates are “coming nearer”. Mark...

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The power of emotion in your customer future...

Posted on Dec 10 2013 by
At our UK Credit Risk Summit in October, Richard Seymour, Futurologist and Partner at Seymourpowell, gave a dynamic and exciting talk on the power of emotion in your customer future. Richard believes it takes a minimum of 18...

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6 reasons why you may need a scorecard check-up...

Posted on Nov 14 2013 by
Do you need a check-up – a scorecard check-up that is? Has it been a while since you last dusted off your scorecards and explored whether you had the right data in the mix? Then now – as the UK economy shows signs of...

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Data and the board...

Posted on Sep 04 2013 by
Credit risk has become a strategic issue. There has never been a time at which customer insight has been so closely reviewed at board level. A lot of our clients’ time is focused on navigating this risk environment, and...

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Affordability is paramount: the latest personal insolvency f...

Posted on Sep 03 2013 by
Whilst the number of personal insolvencies during Q2 2013 fell by 6.3% compared to Q2 2013, the quarter-on-quarter picture, however, reveals an increase. Personal insolvencies during Q2 2013 rose by 3.1% compared to Q1 2013....

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Financial services reaches the front line...

Posted on Sep 02 2013 by
Experian is part of a working party set-up by the Ministry of Defence (MoD) with other credit reference agencies, the major financial services trade associations and Royal Mail, to review how access to financial services can be...

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Credit today and the new ‘normal’...

Posted on Aug 09 2013 by
In a challenging environment, the credit industry is being forced to continually evolve and cope with the trading conditions. Although volumes of new lending are more stable, the credit industry faces a complex risk environment...

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“A property explosion” what is all the hype abou...

Posted on Jun 27 2013 by
Experian’s most recent insight shows a surge in the number of properties worth over £500k coming onto the market. The sharp rise was driven by London and the West Midlands, each of which registered an increase of about 26 per...

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Are you sure you know your customers current address?...

Posted on May 31 2013 by
Forward address links keep you up to date when your customers dont. Click the infographic image below for a larger version. To find out more about forward adress links, please click...

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