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Are we ready to use social data for ID verification? – Ex...

Posted on Aug 11 2016 by
The social storm is brewing. We are in the epicentre of a social revolution. Or are we? Can imagine a time when you make payments through your Facebook profile? Syncing personal, financial information to verify your identity?...

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2014 brought opportunities and challenges – what will 2015...

Posted on Dec 04 2014 by
During 2014 we have seen a variety of trends in the credit industry from the threat of rising interest rates, rising house prices and ever increasing regulatory pressure. With so much going on, and so many factors and...

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There is a wealth of data available – but what data ca...

Posted on May 07 2014 by
Here at Experian Decision Analytics we use the data at our disposal, our statistical knowledge and our business and market experience, to help lenders ensure they are making informed, and most importantly, responsible decisions...

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Growth through intelligent marketing...

Posted on Apr 29 2014 by
Today’s consumers expect a tailored customer experience which complements and supports their needs. And why wouldn’t they? When you go on Facebook the adverts are tailored to your interests and cookie tracking online means...

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A Call for Management Information...

Posted on Mar 10 2014 by
The majority of risk managers recognize the need for appropriate risk based management information to allow them to measure change and take timely and effective action.  They understand that taking proactive action in response...

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Credit Risk, Capital Planning & Requirements from the F...

Posted on Feb 25 2014 by
My name is Mark Watkins and I work in the Economics unit of Experian responsible for looking after organisations across financial services. During recent client visits, I’ve been helping to answer questions concerning how risk...

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The UK’s economy is growing – are you ready to take full...

Posted on Dec 09 2013 by
According to the Office of Budgetary Responsibility (OBR) UK economic growth is strengthening and is reported to be growing faster than any other major economy - including France, Germany and America. Consumer confidence is...

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What IS the optimal credit limit?...

Posted on Nov 22 2013 by
How do you determine what the best limit is to offer to each customer? Offering too much can impact on bad debt levels, whilst too little can impact on revenue and spend. In reality, unless every possible decision is known, how...

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