About Sarah Rutherford

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Posts by Sarah Rutherford

Anti-Money Laundering – should you consider electronic identity checking?

Posted on Aug 27 2015 by

Anti-Money Laundering (AML) regulations affect many industry sectors in a number of ways. One requirement is that the identity of customers is verified in order to prevent the proceeds of crime being legitimised. Nominated personnel, such as Money Laundering Reporting Officers, must determine the form that such checks take in order to meet the requirements […]

Three key reasons to check bank account data

Posted on Aug 21 2015 by

There are many instances where companies need to take bank account information from people, typically bank account data is required to set up a direct debit or a credit transfer.

Identity theft – why do crooks want to steal your identity?

Posted on Aug 06 2015 by

Identity theft is the acquisition and use of a person’s private identifying information for gain. Generally, there are two categories of fraud, they are referred to as: first party fraud and third party fraud. In first party fraud, the fraud is committed by the owner of the account and doesn’t involve identity theft. Third party […]

Contactless cards and data theft – what’s the problem?

Posted on Jul 24 2015 by

The mainstream press have been all of a flutter, with the story that fraudsters with scanners can walk down the street and steal card data from contactless cards while we go about our daily business. But how much of a problem is this? Who suffers the most loss?  And what can be done to protect […]

Branchless Banks and the Identity Checking Conundrum

Posted on Jul 23 2015 by

Two headlines caught my eye recently, the first concerned the rise in current account fraud and the second was a new bank starting up – a bank that wouldn’t have any branches.

Three retail banking trends – What does the bank of the future look like?

Posted on Jun 25 2015 by

When we talk about retail banking we’re generally referring to a few ‘big names’, the main high street banks, built up over many decades – in some cases centuries. They have grown and acquired their smaller competitors and are an established presence in all our lives.

Fighting fraud – 3 problems false positives cause.

Posted on Jun 08 2015 by

There is an easy way to stop all fraud, stop trading! This is undoubtedly a flippant remark but it gets to the heart of the problem many organisations are facing.

How internet security concerns are impacting payment submissions

Posted on Jun 01 2015 by

Hardly a day goes by without a data breach story. There’s widespread concern over the exposure of sensitive and often personal data. The internet industry is responding by implementing new minimum levels of security that will affect us all.

Identity theft and fraud – go to battle with the Army, the Navy and the Air Force

Posted on May 14 2015 by

Identity theft is the beginning of a journey, one which often involves fraud, loss and a great deal of distress for those who have had their identities stolen. While we might not be able to literally send in the military to tackle the criminals, we do have three effective solutions we can use to fight […]

Fraud, biometrics and the fear factor

Posted on May 05 2015 by

High profile data breaches have alerted us all to the increased risk we’re at from fraud. With criminals accessing the personal information of millions of people the search for new and clever ways to tackle fraudsters is a priority.