About Vikas Kumar

Website: http://experian.co.uk

Profile: Vikas has over 12 years of Credit Risk and Collections management experience in Retail Banks and Telecoms across Matured and Emerging Markets. He specializes in Portfolio analysis and management, optimizing of operations to minimize costs and credit losses, and Risk Strategy planning. He is based in Germany and has experience in the German retail credit market in Policy formulation, Risk Strategy planning for Collections / Recoveries portfolio (All Retail Banking Products). Vikas has worked as a Risk Manager - Policy and Strategy at Citibank in Germany. He worked as a Business Analyst in Collections and Risk Operations at GE Consumer Finance- India Bank Cards in India and as an Executive at Credit Management Group, Swisscom JV in India (which is now Vodafone India).



Posts by Vikas Kumar

Collections scorecards and risk segmentation

Posted on Dec 10 2013 by

Senior consultant Vikas Kumar outlines current thinking on collections scorecards and risk segmentation.

Credit Risk Management Challenges in Telcos

Posted on Jun 14 2013 by

Vikas Kumar is a senior consultant in Decision Analytics’ Global Consulting Practice. He discusses the Credit Risk Management Challenges in Telcos.

Collections Scoring Models for Autofinance portfolio

Posted on Jun 14 2013 by

Vikas Kumar is a senior consultant in Decision Analytics’ Global Consulting Practice. He analyses his experience in Collections Scoring Models for Autofinance Portfolios.

Synergizing capabilities of EDA and EMS for Value Propositions

Posted on Mar 13 2013 by

EDA provides software, analytical tools such as scores and expert consulting to turn credit data into actionable decisions.

Collections benchmarking for banks and financial institutions

Posted on Mar 06 2013 by

Vikas Kumar is a senior consultant in Decision Analytics’ Global Consulting Practice. He outlines the critical rationale behind effective collections benchmarking.

Transform collections unit from a cost centre to a profit centre

Posted on Feb 08 2013 by

Collections as a process has evolved from the traditional idea of just collecting dues. Nowadays modern Collections is a combination of science and art.