Credit Risk Management

UK Labour Market Statistics – April release

Posted on Apr 22 2013 by

The latest labour market data from the Office for National Statistics (ONS) show that the shine is finally coming off the UK labour market in line with our expectations.

The clamp down on conduct

Posted on Apr 10 2013 by

Lenders will face tough new standards for customer interaction from 1 April 2013, when the UK’s new financial services regulator, the Financial Conduct Authority (FCA), will begin to apply measures to reduce ‘conduct risk’, placing customer needs at the heart of finance strategy, aiming to make certain that a company’s behaviour will result in good outcomes for consumers.

Regional Round-up : March 2013

Posted on Apr 02 2013 by

A snapshot of key official and Experian regional data released this month.

Business Insolvency Index – January figures hit lowest rate since June 2007

Posted on Mar 26 2013 by

The latest Insolvency Index from Experian®, the global information services company, reveals a significant drop in the rate of business insolvencies in January 2013, as it hits its lowest level since June 2007.

Synergizing capabilities of EDA and EMS for Value Propositions

Posted on Mar 13 2013 by

EDA provides software, analytical tools such as scores and expert consulting to turn credit data into actionable decisions.

SEPA Ready survey results answer to Question 3

Posted on Mar 12 2013 by

In our survey to over 260 corporate treasurers we asked ‘What sort of support do those responsible for SEPA migration recieve from key decision makers in relation to the SEPA issue?

Managing the regulators in a volatile market

Posted on Mar 12 2013 by

Daniel Almenara is a Client Consulting Director with Experian’s Global Consulting Practice. He puts financial institutions’ escalating pressure, new challenges and increased scrutiny under the spotlight.

Costly collections – is there a better way?

Posted on Feb 28 2013 by

Identifying customers at risk of default is a new concept to most lenders. Mark Keyworth, Client Consulting Director for Experian, explains the way to reduce risk and cost significantly; by monitoring and spotting the warning signs of pre-delinquency and acting early enough to avoid collections.

Experian wins Credit Information Provider of the Year

Posted on Feb 27 2013 by

This year’s ICM awards represented a great achievement for Experian…not only because Experian secured one of the awards, but also because several of Experian’s customers also won awards. They included Britvic for ‘Best use of Credit Technology’; Sharon Adams of Aimia Foods, for ‘Credit Professional of the Year’; and Veolia Environmental Services (UK) with ‘Credit Employer of the Year’.

Late Payments Index – The annual roundup of 2012: Improvements led by larger businesses

Posted on Feb 25 2013 by

The 2012 Late Payment Index from Experian®, the global information services company, today revealed that UK businesses paid their bills more than a day earlier in 2012, compared to 2011. During 2012, firms paid their overdue invoices on average 24.66 days after agreed terms, compared to an average of 25.70 days during 2011.