Credit Risk Management

UK housing market update

Posted on Feb 11 2013 by

UK house prices followed a broadly flat growth path in 2012.

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Transform collections unit from a cost centre to a profit centre

Posted on Feb 08 2013 by

Collections as a process has evolved from the traditional idea of just collecting dues. Nowadays modern Collections is a combination of science and art.

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UK labour market statistics

Posted on Feb 08 2013 by

Critical analysis of latest employment data.

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Credit and Collections strategy in 2013 – what you need to know

Posted on Feb 07 2013 by

Five years after the worst economic crisis of recent years, the economy is still struggling to recover, with economic prospects not improving and risks remain paramount

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Experian economics foresight – UK GDP contracted by 0.3% in the final quarter of 2012

Posted on Feb 06 2013 by

Global to local forecasting, specialist analysis of the credit, retail and construction markets, insight into the impact of economic change on consumers and business.

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Business Insolvency Index – Jan 2013: Business insolvencies fall in 2012

Posted on Jan 31 2013 by

The latest Business Insolvency Index from Experian®, the global information services company, reveals that during the full year 2012 fewer businesses failed – with 1.04 per cent of the business population failing compared to 1.10 per cent in 2011.

The year ended with December seeing 0.08 percent of businesses fail compared to 0.11 per cent in the same month during 2011.

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Seller beware

Posted on Jan 31 2013 by

Jonathan Westley, managing director of Experian’s Consumer Information Services business, outlines the impact and remit of the Financial Conduct Authority.

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Cementing global customer insight

Posted on Jan 08 2013 by

Selling across borders has become crucial and is now virtually mandatory for most retailers looking to increase revenues and international income streams. We outline our latest areas of coverage.

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The Mortgage Market Review: What are the implications of increased regulation

Posted on Dec 21 2012 by

After much consultation the FSA published its final version of the Mortgage Market Review on October 25th. The new rules arising from the Mortgage Market Review (MMR) will not change who will be lent to, but rather prescribe a more robust approach to income verification and affordability assessment.

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Santa is a fraud

Posted on Dec 18 2012 by

Santa is a fraud. Just look at the warning signs, says device recognition specialist and Experian international partner iovation. It identifies one billion mobile devices globally and currently conducts 2.5 billion device reputation checks a year. It enables clients to assess the likelihood of transactions being fraudulent based on the device from which an application is made. Its sophisticated real-time risk assessment analytics stops some 150,000 potential online fraud attempts each day.

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