Credit Risk Management

The power of emotion in your customer future

Posted on Dec 10 2013 by

At our UK Credit Risk Summit in October, Richard Seymour, Futurologist and Partner at Seymourpowell, gave a dynamic and exciting talk on the power of emotion in your customer future.

The UK’s economy is growing – are you ready to take full advantage of it?

Posted on Dec 09 2013 by

According to the Office of Budgetary Responsibility (OBR) UK economic growth is strengthening and is reported to be growing faster than any other major economy – including France, Germany and America. Consumer confidence is rising rapidly, supported by a steadily strengthening housing market*.

Experian UK Credit Risk Summit: Key takeaways

Posted on Dec 02 2013 by

The consensus at our most recent Summit in October was that it has become increasingly important for the financial services and wider credit community, as well as the ecosystem that supports it, to better connect with customers. Read the full article…

Utilities podcast – Fuel poverty and increasing price rises

Posted on Nov 22 2013 by

Get on-demand access to our on-going series of podcasts, delivered by our industry experts.

What IS the optimal credit limit?

Posted on Nov 22 2013 by

What is the optimal credit limit?

Credit scoring boost for 93% of social housing tenants

Posted on Nov 21 2013 by

A massive 93 per cent of social housing tenants would receive a welcome boost to their credit ratings if information about their regular rent payments is shared through the Rental Exchange.

6 reasons why you may need a scorecard check-up

Posted on Nov 14 2013 by

Do you need a check-up – a scorecard check-up that is? Has it been a while since you last dusted off your scorecards and explored whether you had the right data in the mix? Then now – as the UK economy shows signs of returning to growth – is the perfect time to do it.

Welcome to analytics

Posted on Nov 13 2013 by

Receive priority information and exclusive invitations to join events and webinars via our Analytics Knowledge Hub.

Enough is enough – pulling the trigger on automated decisioning

Posted on Oct 31 2013 by

All too often as credit risk professionals, we don’t take the time to evaluate our credit policies because “that’s how it has always been done around here”. Unfortunately, this mentality increases days sales outstanding, raises uncollectable debt and prohibits us from identifying good growth opportunities. Reviewing your policies early and often enables credit risk professionals to create more sophisticated rules around how to extend credit.

Insolvency rate falls for fifth consecutive month

Posted on Oct 31 2013 by

September brought yet another month of falling business failures (the fifth in a row), and only insolvency practitioners would bemoan the fact that – with insolvency rates at 0.07% – more companies are surviving than at any point since 2007.