Credit Risk Management

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Car finance – the growth of PCPs...

The growth in new car registrations remains fuelled by finance agreements and the dominance in PCP deals suggests that consumers remain content with the concept of financing their use of the vehicle rather than aiming to own it...

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Preparing for IFRS 9: Take the direct route to accurat...

In life, it does not matter how much work you put into something if you are heading in the wrong direction, as one Olympic athlete once discovered to his...

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Driving change: how modern consumers are challenging t...

The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car finan...

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One in four men would spend their pension on a dream h...

As many people over the age of 55 start to think about how they will take advantage of the new pension freedoms, one in five (20%) has admitted that they would treat themselves to a dream holiday or a new car.  This is particularly the case among men...

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The Pursuit for Growth...

Nicola Wildman, Manager of Banking Authorisations at the Financial Conduct Authority (FCA) presented at our recent Credit Risk Summit. She tells us about how the FCA have made changes to make it easier to set up a new bank, allowing more entrants to the market. “Growth and diversity are...

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2016 Payments Trends – New banking providers get...

The final trend for 2016 is a significant development in the race to provide banking to consumers and small businesses in a new...

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Credit check your customers to improve cash flow...

Cash flow is the net amount of cash going in and out of the business. Positive cash flow indicates a company’s liquid assets are increasing, enabling it to settle debts, reinvest and give out dividends to shareholders. Cash flow can be used to assess the quality of a company’s...

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Preparing for IFRS 9 – Change affects us all different...

Welcome to the second instalment of our Loss Forecasting blog series, which will show you how Experian can help you get your business IFRS 9 compliant and ready for...

Read More Preparing for IFRS 9 – Change affects us all differently, how will your customers be affected?
Preparing for Inevitable Interest Rate Hikes...

Whilst a rate rise is not imminent, it is still a question of “when” rather than “if” it will happen. Should consumers be using this respite from change to plan ahead and be ready for the impact?...

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