Credit Risk Management

Optimise your profitability and reduce your credit risk

Data analytics helps housing associations...

Posted on Oct 23 2015 by
With the shift in housing benefit payments being made to individuals, coupled with recent welfare reforms and the rising cost of living, the risk of missing a rent payment has never been greater. Data analytics can help harness...

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The Changing Face of Collections...

Posted on Oct 23 2015 by
Collecting debt isn’t a new problem, nor is it one that has been solved – the question is, do we need a clearer more mature approach to collections?  At least 1.5 million new people struggled with debt in the year to March...

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Is Rent Payment Information Changing the Credit Landscape?...

Posted on Sep 25 2015 by
Cavan Doyle, Rental Exchange team - Experian   Following my recent article about the potential for rent payments to change the credit landscape, we’ve had some great feedback from key banking and financial services...

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Current account switchers top two million within two years o...

Posted on Sep 16 2015 by
More than two million bank customers have opted to use the seven-day account switching service within the first two years of the service's launch. The project was unveiled in 2013, to help improve competition and offer customers...

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Basel compliance is a business opportunity, here’s why…...

Posted on Sep 07 2015 by
Regulators are placing significant scrutiny on every business transaction to protect consumers and organisations, requiring lenders to place extra due diligence in all areas of operation. The number of regulations imposed on...

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Smooth the Journey to Car Ownership with Clear Directions...

Posted on Sep 02 2015 by
  Andrew Ballard, Principal Consultant, Experian Automotive The SMMT reported that a whopping 872,000 new vehicle registrations took place in the first quarter of 2015, including over 9,000 ultra low emission vehicles....

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Treating your customers fairly, don’t let them fall into a...

Posted on Aug 26 2015 by
Regulatory bodies are focusing increasingly on treating customers fairly which has resulted in a deepened scrutiny on businesses across a variety of sectors. One of the main challenges organisations face is that they need to...

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Over 95% of towns are too expensive for new families to move...

Posted on Aug 10 2015 by
The UK housing market is at risk of stalemate as growing families in most parts of the country face unaffordable hikes to their mortgage if they want to move up the property ladder. For many towns across the UK moving up the...

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Great Expectations: Meeting consumer demands for perfect dat...

Posted on Jul 27 2015 by
  More and more consumers are recognising the value in understanding and managing their credit report. In fact, Experian’s credit monitoring services have helped over 8 million people access their Experian credit...

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    Latest Thinking

    Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.