Credit Risk Management

New rental data to be made available to credit providers

Posted on Mar 17 2014 by

With little or no credit history, millions of social housing tenants have been excluded from mainstream financial services and affordable credit, or paid a premium for access. The Rental Exchange, provides a route for rental payments to be incorporated into credit reports which in turn provides greater access to mainstream finance, such as credit cards, loans and mobile phone contracts.

A Call for Management Information

Posted on Mar 10 2014 by

The majority of risk managers recognize the need for appropriate risk based management information to allow them to measure change and take timely and effective action. They understand that taking proactive action in response to change can have a beneficial impact on the business operating model and on the profitability of the business. Read our blog to help you move towards leading practices.

The changing identity of UK fraud victims

Posted on Mar 05 2014 by

Affluent groups targeted less now than they were four years ago, while the reverse is now true for less wealthier groups.

Credit Risk, Capital Planning & Requirements from the FCA

Posted on Feb 25 2014 by

Hear how risk and audit teams should respond to the anchor scenario released by the Financial Conduct Association (FCA) from economist Mark Watkins

Realising the potential of new credit bureau data

Posted on Feb 05 2014 by

We’re constantly evolving the way that credit bureau data is used both within bespoke solutions for individual clients and our market-leading bureau scores.

Conduct Risk and the Financial Conduct Authority

Posted on Jan 29 2014 by

The Financial Conduct Authority (FCA) is set to take an increasingly robust approach to regulating the sale of financial services.

UK Labour Market Statistics – December release

Posted on Dec 19 2013 by

This month’s release from the Office for National Statistics (ONS) showed continuing strength in the UK labour market.

Collections scorecards and risk segmentation

Posted on Dec 10 2013 by

Senior consultant Vikas Kumar outlines current thinking on collections scorecards and risk segmentation.

The power of emotion in your customer future

Posted on Dec 10 2013 by

At our UK Credit Risk Summit in October, Richard Seymour, Futurologist and Partner at Seymourpowell, gave a dynamic and exciting talk on the power of emotion in your customer future.

The UK’s economy is growing – are you ready to take full advantage of it?

Posted on Dec 09 2013 by

According to the Office of Budgetary Responsibility (OBR) UK economic growth is strengthening and is reported to be growing faster than any other major economy – including France, Germany and America. Consumer confidence is rising rapidly, supported by a steadily strengthening housing market*.