Credit Risk Management

Optimise your profitability and reduce your credit risk

Three retail banking trends – What does the bank of the fu...

Posted on Jun 25 2015 by
When we talk about retail banking we’re generally referring to a few ‘big names’, the main high street banks, built up over many decades – in some cases centuries. They have grown and acquired their smaller competitors...

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Protect your customers with affordable repayment plans...

Posted on Jun 12 2015 by
With a clear requirement to assess affordability, the challenge for organisations is to do this as quickly and effectively as possible.   Download our whitepaper: Truly understanding a customer’s ability to repay is...

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Embrace digital collections...

Posted on Jun 08 2015 by
Digital processes and communications are all around us, but why are they important in the collections process?   Download our whitepaper: Many young people rely on credit – whether it’s a student loan, car...

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Approaching the customer journey through more efficient stat...

Posted on May 26 2015 by
From marketing and origination to customer management and collections it is now more critical than ever to provide the best quality of service to your clients. Statistical models have been proven to help organisations make...

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Be more agile with an automated collections process...

Posted on May 19 2015 by
Interest rates are currently stable. Great news for now, but what about when they rise – are you prepared?   Download our whitepaper: An increase in interest rates will affect consumers in different ways. To cope,...

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Are you filling in the data knowledge gaps?...

Posted on May 11 2015 by
Reaching more people and growing market share remains a top priority for many lenders to ensure growth targets are met with a forward-thinking, progressive strategy for the next few years. The approach is underpinned by putting...

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Ensuring that affordability assessments are never a road blo...

Posted on May 11 2015 by
If affordability assessments are not yet compulsory in the automotive industry, then why do them? The fact is that such assessments have been shown to provide major benefits for both companies and customers alike. To find out...

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Treating customers fairly through the collections process...

Posted on Apr 23 2015 by
It has always been important to treat customers fairly, but never before has there been such a regulatory focus on customer centricity across all aspects of business.   Download our whitepaper: Past collections...

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How automotive finance providers can put customers first wit...

Posted on Apr 08 2015 by
Affordability assessments are not yet compulsory in the automotive industry, like they are for other forms of credit; at least for now. That means you can decide exactly who to lend to, and on what terms, without any set...

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    Latest Thinking

    Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.