Credit Risk Management

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Knowing your customers’ behaviour creates more targete...

In the past, marketing and sales teams were seen as the collectors and custodians of information about the...

Read More Knowing your customers’ behaviour creates more targeted fraud strategies
Keeping it simple: the key to success in a hyper-conne...

Change in the financial services industry is moving at a scary pace, but it’s actually throwing up just as many opportunities as challenges. As the world expands and becomes more connected, we can unlock new insight into what our customers want and need; we can stay ahead in the...

Read More Keeping it simple: the key to success in a hyper-connected world
What could a car industry remodelled around the digita...

Across multiple retail markets, businesses are refocusing operations to combat the disruptive effect of digital newcomers, who have thrived by providing exceptional service, convenience, and value for...

Read More What could a car industry remodelled around the digital customer look like?
PSD2 and open banking: what is the impact for your org...

With the recent announcement from the Competition and Markets Authority (CMA) ordering a number of British high street banks to ‘open up’ and adopt the new principles for open banking and the impending implementation of PSD2, banks, including challenger banks, will soon face a new data revolution – cementing...

Read More PSD2 and open banking: what is the impact for your organisation over the next 18 months?
Driverless cars and limited ownership: the future of a...

A generation ago driverless cars were the stuff of science fiction, but in a relatively short period of time people have grown used to the idea and begun to see them as part of the near...

Read More Driverless cars and limited ownership: the future of a digitised motor industry?
The risk in your customers portfolio...

Your portfolio is healthy. Balanced cash flow, good DSO (days sales outstanding), strong payment performance, and low credit risk. But what happens if your customers’ customers aren’t looking as ros...

Read More The risk in your customers portfolio
A new era of data sharing: how the CMA is shaking up r...

The Competition and Markets Authority (CMA) has ordered Britain’s high street banks to adopt ‘opening banking’ principles. In doing so it has heralded a new era of data-sharing between financial service organ...

Read More A new era of data sharing: how the CMA is shaking up retail banking
Buy a new car online in five minutes, without compromi...

Consider, these two possible scenarios for buying a new car online directly from the manufacturer: The customer has performed their research, found a car and is committed to the process but, to ensure the procedure meets the required governance and fraud prevention requirements, they’re weighed down by endless box-filling...

Read More Buy a new car online in five minutes, without compromising on fraud protection
3 reasons why finding new customers is difficult for c...

Consumer lending has always been a competitive marketplace, but in recent years this has increased. Customers have easy access to product and price comparison sites, meaning price sensitivity and reduced margins. When it comes to taking on new customers, people expect a slick, fast experience and often they expect...

Read More 3 reasons why finding new customers is difficult for companies which offer consumer credit