Credit Risk Management

12th August 2013: Forward Guidance

Posted on Aug 12 2013 by

Sadia Sheikh assesses the implications of the Bank of England’s forward guidance on monetary policy on interest rate movements and gauges the market reaction to the statement

Credit today and the new ‘normal’

Posted on Aug 09 2013 by

In a challenging environment, the credit industry is being forced to continually evolve and cope with the trading conditions. Although volumes of new lending are more stable, the credit industry faces a complex risk environment must evolve to cope with new ‘normal’ trading conditions.

5th August 2013: Regional Round-Up

Posted on Aug 06 2013 by

Sadia Sheikh summarises the key regional surveys this month to form a view of short-term regional performance…

29th July 2013: UK Consumer Spending Review

Posted on Jul 30 2013 by

Sunita Bali assess the UK consumer outlook from the perspective of the Comprehensive Spending Review

22nd July 2013: UK Housing Market Update

Posted on Jul 24 2013 by

Sadia Sheikh presents the outlook for house price growth based on recent developments.

15th July 2013: French Economic Prospects

Posted on Jul 15 2013 by

Laila Dib analyses the French economy and discusses the three key factors holding France from a strong economic recovery

New UK rules on late payment

Posted on Jul 12 2013 by

The UK government has updated the Late Payment of Commercial Debts (Interest) Act to put a new EU Directive on the matter into national law. Extensive information about ‘The Late Payment of Commercial Debts Regulations 2013’ and how it updates previous rules are available on the legislation.gov.uk website.

Insolvencies fall, risks remain

Posted on Jul 10 2013 by

Experian’s latest Insolvency Index shows improvements in business failure rates across the UK in May 2013. Only the South East saw an increase, and that was a minor one.

8th July 2013: Recent Regional Survey Indicators

Posted on Jul 09 2013 by

Nina Orteza summarises the key findings of recent regional survey indicators on the state of the UK regions and concludes that some green shoots of activity could be emerging.

1st July 2013: GDP revisions

Posted on Jul 01 2013 by

Stephen Adams highlights the key revisions made to previous GDP estimates and argues that the impact on the outlook is minimal.