Credit Risk Management

SEPA Ready survey results answer to Question 3

Posted on Mar 12 2013 by

In our survey to over 260 corporate treasurers we asked ‘What sort of support do those responsible for SEPA migration recieve from key decision makers in relation to the SEPA issue?

Managing the regulators in a volatile market

Posted on Mar 12 2013 by

Daniel Almenara is a Client Consulting Director with Experian’s Global Consulting Practice. He puts financial institutions’ escalating pressure, new challenges and increased scrutiny under the spotlight.

Costly collections – is there a better way?

Posted on Feb 28 2013 by

Identifying customers at risk of default is a new concept to most lenders. Mark Keyworth, Client Consulting Director for Experian, explains the way to reduce risk and cost significantly; by monitoring and spotting the warning signs of pre-delinquency and acting early enough to avoid collections.

Experian wins Credit Information Provider of the Year

Posted on Feb 27 2013 by

This year’s ICM awards represented a great achievement for Experian…not only because Experian secured one of the awards, but also because several of Experian’s customers also won awards. They included Britvic for ‘Best use of Credit Technology’; Sharon Adams of Aimia Foods, for ‘Credit Professional of the Year’; and Veolia Environmental Services (UK) with ‘Credit Employer of the Year’.

Late Payments Index – The annual roundup of 2012: Improvements led by larger businesses

Posted on Feb 25 2013 by

The 2012 Late Payment Index from Experian®, the global information services company, today revealed that UK businesses paid their bills more than a day earlier in 2012, compared to 2011. During 2012, firms paid their overdue invoices on average 24.66 days after agreed terms, compared to an average of 25.70 days during 2011.

Business Insolvency Index – The annual roundup of 2012: Improvement led by mid sized firms

Posted on Feb 25 2013 by

The 2012 Business Insolvency Index from Experian®, the global information services company, reveals that during 2012, 0.86 per cent fewer UK businesses failed than the previous year, with 1.04 per cent of the business population failing compared to 1.10 per cent in 2011. The year ended with December seeing 0.08 per cent of businesses fail. This compares to 0.11 per cent in the same month during 2011 and represents the lowest rate seen in December since 2007.

UK Labour Market Statistics – February Release

Posted on Feb 20 2013 by

Office for National Statistics data show that the UK labour market remained on an upward trajectory in the three months to December 2012.

Are You Optimised?

Posted on Feb 20 2013 by

Optimisation can help the credit and collection industry provide better outcomes for the customer

An open VAT register could help you make better credit decisions

Posted on Feb 18 2013 by

Making the HMRC VAT Register public would help SME’s, Banks, Insurance firms, Telcos and many other businesses make more informed credit decisions.

When you get a moment, take a look at this link. It’s a proposal from the Open Data User Group to make available a range of data from the Vat Register, which will enhance company datasets and could play a crucial role in the business decisions you make when assessing new suppliers or taking on new customers.

UK retail sales – February release

Posted on Feb 15 2013 by

Figures released today by the Office for National Statistics (ONS) show that UK retail sales volumes excluding fuel fell by 0.5% (seasonally adjusted) between December and January.