Credit Risk Management

Optimise your profitability and reduce your credit risk

Ensuring that affordability assessments are never a road blo...

Posted on May 11 2015 by
If affordability assessments are not yet compulsory in the automotive industry, then why do them? The fact is that such assessments have been shown to provide major benefits for both companies and customers alike. To find out...

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Treating customers fairly through the collections process...

Posted on Apr 23 2015 by
It has always been important to treat customers fairly, but never before has there been such a regulatory focus on customer centricity across all aspects of business.   Download our whitepaper: Past collections...

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How automotive finance providers can put customers first wit...

Posted on Apr 08 2015 by
Affordability assessments are not yet compulsory in the automotive industry, like they are for other forms of credit; at least for now. That means you can decide exactly who to lend to, and on what terms, without any set...

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Data Breach Response: Are UK Businesses Ready for Anything?...

Posted on Mar 17 2015 by
UK commerce and industry appear to have a misplaced confidence when it comes to readiness to tackle data breaches, it has emerged. Our research shows nearly one in five businesses (17%) have been hit by at least one data breach...

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Inside Credit Services...

Posted on Feb 23 2015 by
Around the world, demand for Experian's expertise in managing credit risk keeps on growing. Our latest documentary uncovers how we’re making a difference in people's everyday lives. View this short segment of Inside...

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Neutralise hidden risks in your mortgage book...

Posted on Jan 30 2015 by
Stephen GoodwinSenior Product ManagerExperian Many mortgage customers are similar, but no two are exactly the same. Every customer has a different amount saved for a deposit, as well as a different income and different monthly...

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How lenders can make customer relationships personal...

Posted on Jan 05 2015 by
On its own, credit data can’t help you deliver the personalised, proactive service your customers want. You also need to understand the full picture of each individual person to return the human element to financial...

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Leading the field in big data analytics...

Posted on Dec 29 2014 by
Using big data to create actionable business insight requires the right blend of specialist big data skills, and secure, powerful big data infrastructure. At Experian, we bring all the ingredients together in the form of DataLabs...

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Financial services regulation: Navigating the perfect storm...

Posted on Dec 22 2014 by
To navigate the perfect storm of financial services and privacy regulation, we have a common challenge. Both lenders and Credit Reference Agencies (CRAs) need to explain effectively and consistently to both regulators and...

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    Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.