Credit Risk Management

Optimise your profitability and reduce your credit risk

New markets = new risk?...

Posted on Nov 28 2014 by
For newly formed companies, or for companies looking to expand their current product offerings, entering a new market can pose a risk. If you don’t have the ability to assess each applicant individually it can be difficult to...

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5 key take-aways from the 2014 Credit Risk Summit...

Posted on Nov 28 2014 by
The theme of our 2014 premier event of the year – The Credit Risk Summit was one of ‘greater expectations’. Leading thinkers tackled the challenge of staying relevant and meeting the greater expectations of today’s...

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Despite 1.2 million current account switches within 12 month...

Posted on Nov 14 2014 by
It’s little over a year since the UK’s seven-day current account switch was launched. Despite 1.2 million savvy-consumers opting to take advantage and cash in on the banks’ lucrative opening deals, the Competitions and...

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Back office legacy challenges facing new banking entrants...

Posted on Nov 14 2014 by
Setting up a bank in the UK is costly, time-consuming, heavily regulated and not easy.  As a result, the dynamic, start-up culture that drives innovation in many other sectors is less prevalent within banking and financial...

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Taking on the consumer affordability challenge...

Posted on Nov 07 2014 by
The world of lending to individuals is not what it used to be.  Once a key element in creating growth, it now faces a battle on various levels from three different stakeholders - the regulators, struggling borrowers and the...

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7 day account switching – from both sides of the fence...

Posted on Oct 31 2014 by
I recently decided to take a well-known bank up on their offer of a current account with an attractive set of perks – and so I began the much publicised 7 day account switching journey. As someone with a little knowledge of the...

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Turn risk into reward by predicting your customers’ ho...

Posted on Oct 24 2014 by
When customers move house, they are far more likely to change credit provider at their new address, or even leave their old balances unpaid. To convert these risks into business opportunities, lenders need to anticipate customer...

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Build the fairest, most effective debt collections strategy...

Posted on Oct 23 2014 by
As the number of consumers struggling with debt continues to grow, institutions need collections strategies that treat customers fairly, deliver the best business outcomes and minimise operational costs. What’s more, treating...

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Are regulators now set to turn their attention to anti-money...

Posted on Oct 18 2014 by
Recent history is already littered with a slew of global scandals hinging on failures by institutions to effectively get to grips with precisely who they are transacting with. The resulting fines and levies have prompted vows...

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