Credit Risk Management

Optimise your profitability and reduce your credit risk

Personal insolvencies fall to pre-recession levels but who i...

Posted on Dec 10 2014 by
Low to middle income families see the highest rates of personal insolvency in the UK in the past year (Q3 2013 – Q3 2014) New figures published by Experian, illustrating where and for whom UK personal insolvencies are most...

Read more ››

How do you make financial services relevant?...

Posted on Dec 05 2014 by
Over the last 15 years, many industries have been disrupted by the flood of information that the internet brings – and those that have embraced it have become highly relevant to their customers. Pre-qualification can make...

Read more ››

2014 brought opportunities and challenges – what will 2015...

Posted on Dec 04 2014 by
During 2014 we have seen a variety of trends in the credit industry from the threat of rising interest rates, rising house prices and ever increasing regulatory pressure. With so much going on, and so many factors and...

Read more ››

New markets = new risk?...

Posted on Nov 28 2014 by
For newly formed companies, or for companies looking to expand their current product offerings, entering a new market can pose a risk. If you don’t have the ability to assess each applicant individually it can be difficult to...

Read more ››

5 key take-aways from the 2014 Credit Risk Summit...

Posted on Nov 28 2014 by
The theme of our 2014 premier event of the year – The Credit Risk Summit was one of ‘greater expectations’. Leading thinkers tackled the challenge of staying relevant and meeting the greater expectations of today’s...

Read more ››

Despite 1.2 million current account switches within 12 month...

Posted on Nov 14 2014 by
It’s little over a year since the UK’s seven-day current account switch was launched. Despite 1.2 million savvy-consumers opting to take advantage and cash in on the banks’ lucrative opening deals, the Competitions and...

Read more ››

Back office legacy challenges facing new banking entrants...

Posted on Nov 14 2014 by
Setting up a bank in the UK is costly, time-consuming, heavily regulated and not easy.  As a result, the dynamic, start-up culture that drives innovation in many other sectors is less prevalent within banking and financial...

Read more ››

Taking on the consumer affordability challenge...

Posted on Nov 07 2014 by
The world of lending to individuals is not what it used to be.  Once a key element in creating growth, it now faces a battle on various levels from three different stakeholders - the regulators, struggling borrowers and the...

Read more ››

7 day account switching – from both sides of the fence...

Posted on Oct 31 2014 by
I recently decided to take a well-known bank up on their offer of a current account with an attractive set of perks – and so I began the much publicised 7 day account switching journey. As someone with a little knowledge of the...

Read more ››

    <Choose from the following to get updates direct to your inbox

    Please select from the following feeds to subscribe to Latest Thinking Blog:

    Latest Thinking

    Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.