Credit Risk Management

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2016 Payments Trends – New banking providers get...

The final trend for 2016 is a significant development in the race to provide banking to consumers and small businesses in a new...

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Credit check your customers to improve cash flow...

Cash flow is the net amount of cash going in and out of the business. Positive cash flow indicates a company’s liquid assets are increasing, enabling it to settle debts, reinvest and give out dividends to shareholders. Cash flow can be used to assess the quality of a company’s...

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Preparing for IFRS 9 – Change affects us all different...

Welcome to the second instalment of our Loss Forecasting blog series, which will show you how Experian can help you get your business IFRS 9 compliant and ready for...

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Preparing for Inevitable Interest Rate Hikes...

Whilst a rate rise is not imminent, it is still a question of “when” rather than “if” it will happen. Should consumers be using this respite from change to plan ahead and be ready for the impact?...

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Millennials’ work-ethic underpinned by high expe...

The future’s bright in the eyes of Millennials with many willing to work hard, save carefully to get there and a clear idea of what they want out of life....

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Cash-savvy millennials out-saving their free-spending ...

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month - compared to just a third (34%) of their parents' generation (35-55-year-olds)....

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A Seamless Experience...

Customers are now using digital and mobile technologies to engage with organisations around the clock, and to get immediate responses to their requests. They expect banking services to work the same...

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Helping Consumers to Make Responsible Credit Choices...

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers at the right...

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UK now ready for biometric banking...

New research that we carried our recently found that UK adults are two times more likely to trust biometric technology for their online banking than their social media accounts*. Most adults in the UK are now willing to embrace biometric identity for online...

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