Credit Risk Management

7 Steps to a heavenly commercial credit score

Posted on Sep 04 2013 by

Asked for a list of business priorities, most SME owners probably wouldn’t put “managing my commercial credit score” anywhere near the top. Those who don’t pay attention to this increasingly important indicator of their firm’s financial health are missing a trick.

Data and the board

Posted on Sep 04 2013 by

Credit risk has become a strategic issue. There has never been a time at which customer insight has been so closely reviewed at board level. Read on to see how financial institutions can adopt new data sources to improve their bottom line…

Affordability is paramount: the latest personal insolvency figures reveal

Posted on Sep 03 2013 by

The annual fall in personal insolvencies is certainly a positive picture, but the quarter on quarter change highlights that there are areas still struggling.

With Conduct Risk being a subject at the forefront of minds within the lending community, it shows how individual circumstances can change at any time and that on-going affordability assessments are needed.

Financial services reaches the front line

Posted on Sep 02 2013 by

To improve armed forces personnel access to financial services so they are not disadvantaged through residing at military addresses, steps have been taken so that British Forces Post Office (BFPO) addresses follow a similar format to standard UK addresses, read more to understand the latest position and progress…

Improving conditions allow mortgage approvals

Posted on Aug 27 2013 by

The economic environment is beginning to show some signs of revival despite underlying fragility – reflected by improving conditions for mortgage approvals.

Excellence in Credit Management through data insight

Posted on Aug 23 2013 by

Faced with many potential sources of risk, all businesses need to take the time to consider what they can do to survive and flourish in this trading environment.

At Experian, we are passionate about making high quality and timely information available to help businesses of all sizes do just that.

The real view of a customer journey

Posted on Aug 23 2013 by

Banking is integral to your customers’ lives, and how you choose to engage with them is an integral part of the relationship’s lifespan.

12th August 2013: Forward Guidance

Posted on Aug 12 2013 by

Sadia Sheikh assesses the implications of the Bank of England’s forward guidance on monetary policy on interest rate movements and gauges the market reaction to the statement

Credit today and the new ‘normal’

Posted on Aug 09 2013 by

In a challenging environment, the credit industry is being forced to continually evolve and cope with the trading conditions. Although volumes of new lending are more stable, the credit industry faces a complex risk environment must evolve to cope with new ‘normal’ trading conditions.

5th August 2013: Regional Round-Up

Posted on Aug 06 2013 by

Sadia Sheikh summarises the key regional surveys this month to form a view of short-term regional performance…