Credit Risk Management

Collections Scoring Models for Autofinance portfolio

Posted on Jun 14 2013 by

Vikas Kumar is a senior consultant in Decision Analytics’ Global Consulting Practice. He analyses his experience in Collections Scoring Models for Autofinance Portfolios.

Most stable business environment since 2007

Posted on Jun 10 2013 by

We’ve seen the insolvency rate decreasing for some time, and there is further encouraging news from Experian’s latest Business Insolvency Index, which shows that it is staying low.

10th June 2013: Austerity or Growth?

Posted on Jun 10 2013 by

Sadia Sheikh touches upon the experience of selected countries in balancing austerity and their growth agendas.

3rd June 2013: Portugal Deficit Update

Posted on Jun 04 2013 by

Thomas Crowdy provides an update on Portugal’s on-going process of fiscal adjustment and assesses the implications for short-term growth.

Are you sure you know your customers current address?

Posted on May 31 2013 by

Forward address links keep you up to date when your customers dont.

What is responsible lending?

Posted on May 31 2013 by

Responsible lending is to act in a customer’s best interests, ensuring affordability, transparency of terms and conditions and supporting a borrower if they experience repayment difficulties.

27th May 2013: Key Sectoral Trends

Posted on May 28 2013 by

Short-term trends are bleak: the weak eurozone is adversely affecting manufacturing via export demand whilst smaller businesses are being held back by lack of credit. Banks are under pressure from regulators and the public sector is struggling under its austerity programme. Consumers face poor labour market conditions while construction remains mired by lack of activity.

UK GDP: 2013q1 second estimate

Posted on May 23 2013 by

Peter Gutmann discusses Experian Economics 2013 first quarter second estimate of UK GDP.

UK Retail Sales: May 2013 Release

Posted on May 22 2013 by

Peter Gutmann discusses recent trends in the UK’s Retail sector.

UK Consumer Prices: May 2013 Release

Posted on May 21 2013 by

The Consumer Price Index (CPI) annual inflation rate showed an unexpected and marked fall in April to 2.4%, after six consecutive months in a tight range of 2.7% to 2.8%.