Credit Risk Management

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Preparing for IFRS 9 – A tailored approach to loss fo...

With a tailored approach, you get the best forecast of future losses for you – one that suits your portfolio perfectly rather than a one-size-fits-all s...

Read More Preparing for IFRS 9 – A tailored approach to loss forecasting…
Preparing for IFRS 9 – The wider benefits of transitio...

IAS 39 has been around in its current form since 2005, so you may be nervous about the transition to IFRS 9. However, as All Blacks legend Brad Thorn discovered, switching from one system to another can bring huge...

Read More Preparing for IFRS 9 – The wider benefits of transitioning to IFRS 9
In the face of challenging reforms, smart data could b...

Knowledge is power. So as government policy places ever-more pressure on the social housing sector, finding out more about tenants’ individual circumstances could be the only way to allocate homes fairly and remain s...

Read More In the face of challenging reforms, smart data could become housing associations’ greatest ally. Here’s how.
Car finance – the growth of PCPs...

The growth in new car registrations remains fuelled by finance agreements and the dominance in PCP deals suggests that consumers remain content with the concept of financing their use of the vehicle rather than aiming to own it...

Read More Car finance – the growth of PCPs
Preparing for IFRS 9: Take the direct route to accurat...

In life, it does not matter how much work you put into something if you are heading in the wrong direction, as one Olympic athlete once discovered to his...

Read More Preparing for IFRS 9: Take the direct route to accurate provision levels
Driving change: how modern consumers are challenging t...

The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car finan...

Read More Driving change: how modern consumers are challenging the status quo in car retailing
One in four men would spend their pension on a dream h...

As many people over the age of 55 start to think about how they will take advantage of the new pension freedoms, one in five (20%) has admitted that they would treat themselves to a dream holiday or a new car.  This is particularly the case among men...

Read More One in four men would spend their pension on a dream holiday
The Pursuit for Growth...

Nicola Wildman, Manager of Banking Authorisations at the Financial Conduct Authority (FCA) presented at our recent Credit Risk Summit. She tells us about how the FCA have made changes to make it easier to set up a new bank, allowing more entrants to the market. “Growth and diversity are...

Read More The Pursuit for Growth
2016 Payments Trends – New banking providers get...

The final trend for 2016 is a significant development in the race to provide banking to consumers and small businesses in a new...

Read More 2016 Payments Trends – New banking providers get up and running