Payments and Collections

Who do you lend what to, and when?

Posted on Aug 13 2014 by

The UK credit card market is facing unprecedented challenges, particularly for established high street lenders. Due to the strain on the economy post-crisis, many lenders have refocused their strategies on lower risk and, for some, franchised customers. While safe, these ‘low-risk’ clients have put increased pressure on the key drivers of profit and have stagnated lenders’ share of wallet.

Plug in to Payments FM

Posted on Jul 23 2014 by

Payments FM gets a revamp.

Turning your credit report into your credit score

Posted on Jun 09 2014 by

Chris McGuckin outlines how your credit report is converted into your credit score.

New OpenSSL flaw puts online security back in the spotlight

Posted on Jun 09 2014 by

Hot on the heels of Heartbleed, a new high-profile OpenSSL flaw has emerged.

Payments FM podcast – Using mobile devices in banking and payments

Posted on Jun 06 2014 by

The latest in a series of payments related industry podcasts from our cohort of in-house experts.

How can banking move forward in post-crisis Britain?

Posted on May 29 2014 by

Derek Garriock, our Head of Business Solutions and former leader of Sales Transformational Design and Delivery for RBS, scrutinises the changes, challenges and opportunities facing the Banking and Financial Services sector during the next three to five years.

Avoiding errors in B2B payments

Posted on May 22 2014 by

Plug into Payments FM to hear a series of specialist industry podcasts.

Plug into Payments FM to hear the future of ISO20022xml

Posted on May 19 2014 by

The latest in our series of Payments FM podcasts.

Will MMR rules result in customer frustration?

Posted on May 06 2014 by

David Marshall, one of our Senior Product Managers, gives an overview on the impact of the Mortgage Market Review.

Mobile Britain’s omni-channel banking evolution

Posted on May 01 2014 by

Derek Garriock, Head of Business Solutions, outlines the impact digital channels have made in rapidly redefining how customers interact with their lenders.