Payments and Collections

Make and collect payments easily and cost effectively

Turning your credit report into your credit score...

Posted on Jun 09 2014 by
by Chris McGuckin A recent Which? article suggested that nearly two out of three (63%) of adults have never checked their credit report. The £2 statutory report gives access to the data that Experian, and other credit reference...

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New OpenSSL flaw puts online security back in the spotlight...

Posted on Jun 09 2014 by
Hot on the heels of software bug Heartbleed, another high-profile OpenSSL flaw has emerged that could still allow hackers to intercept supposedly secure traffic. Up until last month when Heartbleed first came to light, it was...

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Payments FM podcast – Using mobile devices in banking ...

Posted on Jun 06 2014 by
In our latest Payments FM podcast, consultant Norman Taylor outlines developments in mobile banking technology, the ways in which banks and financial institutions are responding to the challenges and the impact they are having on...

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How can banking move forward in post-crisis Britain?...

Posted on May 29 2014 by
The UK banking and financial services sector now faces a new world that is being transformed through regulation, changing customer behaviour and new technologies.  We have launched a new series of insight papers named Banking...

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Avoiding errors in B2B payments...

Posted on May 22 2014 by
Our consultant Simon Dibble outlines the challenges of B2B payments, market needs, what companies can do to mitigate risks and the benefits of ensuring that you know the bank account you are making a payment to is the correct...

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Plug into Payments FM to hear the future of ISO20022xml...

Posted on May 19 2014 by
Plug in to Payments FM to hear our Director of Strategic Development Jonathan Williams, outline what’s next for ISO20022 and what further developments it can offer the payments industry. To hear his interview in full, please...

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Will MMR rules result in customer frustration?...

Posted on May 06 2014 by
The Mortgage Market Review (MMR) set out to reform the mortgage market – to ensure it is sustainable and protects consumers. The review offered an encouraging desire to reinvigorate the UK mortgage market whilst ensuring...

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Mobile Britain’s omni-channel banking evolution...

Posted on May 01 2014 by
Despite the significant challenges faced by the UK’s banking sector over the last decade, there has been a dramatic evolution in the customer experience provided following the introduction of online, telephone and mobile...

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Back to the future for cheques...

Posted on Apr 30 2014 by
The UK is in the midst of a tech-led banking revolution as Brits move from branches in favour of their mobile phones. We have now downloaded more than 12.4 million banking apps, while the number of transactions made using them...

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    Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.