Payments and Collections

Make and collect payments easily and cost effectively

3 things to be learned from the UK as Faster Payments go glo...

Posted on Nov 17 2014 by
In the UK the Faster Payments system has been up and running for 6 years. We’ve become used to sending and receiving money, if not quite in real-time then much faster than previously; in an increasingly rushed and hectic world...

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Back office legacy challenges facing new banking entrants...

Posted on Nov 14 2014 by
Setting up a bank in the UK is costly, time-consuming, heavily regulated and not easy.  As a result, the dynamic, start-up culture that drives innovation in many other sectors is less prevalent within banking and financial...

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3 occasions when validating bank account data isn’t enough...

Posted on Nov 07 2014 by
When I joined Experian almost four years ago I remembered struggling to understand the difference between bank account data validation and verification  - weren’t they both checking that bank account numbers were...

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7 day account switching – from both sides of the fence...

Posted on Oct 31 2014 by
I recently decided to take a well-known bank up on their offer of a current account with an attractive set of perks – and so I began the much publicised 7 day account switching journey. As someone with a little knowledge of the...

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5 opportunities and 1 issue that corporate treasurers have w...

Posted on Oct 23 2014 by
EuroFinance kindly asked be to moderate a conference session in Budapest  entitled “Beyond SEPA”. In harmony with the main conference themes of disruption and innovation the organisers had decided to run it a little...

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Build the fairest, most effective debt collections strategy...

Posted on Oct 23 2014 by
As the number of consumers struggling with debt continues to grow, institutions need collections strategies that treat customers fairly, deliver the best business outcomes and minimise operational costs. What’s more, treating...

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Are regulators now set to turn their attention to anti-money...

Posted on Oct 18 2014 by
Recent history is already littered with a slew of global scandals hinging on failures by institutions to effectively get to grips with precisely who they are transacting with. The resulting fines and levies have prompted vows...

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4 payments issues to watch out for after the SEPA migration...

Posted on Oct 13 2014 by
EuroFinance has kindly invited me to moderate a session entitled “Open Spaces: Beyond SEPA” at their conference next week. Yesterday, in preparation, I was on a conference call with six treasury experts from businesses...

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5 reasons why you need to take care when using IBANs...

Posted on Oct 06 2014 by
The move to global standardisation using ISO2022 XML has meant the adoption of the International Bank Account Number (IBAN) by many countries and organisations. This means the IBAN effectively supplants a country’s domestic...

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