Is your marketing ready for the festive period – what’s going to happen and when?

Posted on Oct 22 2015 by

Christmas 2015 is fast approaching. Is your marketing ready? Are you aware and prepared for the key dates? What’s going to happen? Read this to find out

Choose the optimal collections action for each customer

Posted on Oct 21 2015 by

It is essential for businesses to design and deliver collection strategies that find the balance between the needs and preferences of the customer and the needs of the business.

Benefits of going green for your company

Posted on Oct 21 2015 by

On Monday 5th October, under new Government regulations large retailers with over 250 employees started charging 5p for carrier bags in hope that it‘ll cut the 7.6bn bags given to shoppers every year. Plastic bags aren’t biodegradable therefore can remain in landfill for hundreds of years, it’s expected that £60m in litter clean-up costs will […]

Ensure your browser is ready – New minimum security requirements coming soon to Experian

Posted on Oct 19 2015 by

To help keep you safe and secure online while using Experian products we’ll be rolling out new minimum security requirements soon. Due to the myriad of browsers available with different default security settings, we’ve put together this article to guide you through a step-by-step process to ensure you’re ready before the change occurs.   1) […]

The reciprocation phenomenon and a cheese museum – marketing psychology

Posted on Oct 16 2015 by

Reciprocation is a useful tactic for marketers. As humans we often feel the need to repay what we receive. In this article we delve into what it means for marketers and how best to implement it.

Halloween tricks bring marketers treats – making the most of seasonal opportunities using detailed audience insights

Posted on Oct 16 2015 by

Halloween spending in the UK last year was estimated to be £442m and a large part of this spending (34 per cent) was on costumes.1 But judging by their recent online behaviours, Britons are on track to spend even more this year. Using Experian’s Hitwise® online intelligence tool we looked at searches around Halloween to help marketers better understand […]

UK labour market regains vigour in line with Experian expectations

Posted on Oct 14 2015 by

The key points comparing the three months to August 2015 with the three months to May were: Employment rose by 140,000. The number of employees was up 120,000, accompanied by a rise of 29,000 in self-employment The number of full-time employees was up 56,000 The unemployment rate fell to 5.4% Average weekly earnings including bonuses […]

Don’t let petty cash wreak havoc in your company

Posted on Oct 14 2015 by

Mishandling of petty cash costs UK businesses £1.8billion a year, this amount of money could potentially employ an extra 72,000 people into the UK workforce. The biggest problem with management of petty cash was misplacing receipts, followed by 12 per cent of employees who blamed overly-complicated processes. Healthcare (17 per cent) and retail (12 per […]

What are the five types of Card Not Present Transaction?

Posted on Oct 12 2015 by

Often when people think of Card Not Present transactions the focus is on the debit or credit card being in a different physical location from the merchant. This is not the full story, in a card transaction all three entities need to be considered; the cardholder, the card and the merchant.

Final Estimate of GDP confirms UK recovery is on track

Posted on Oct 08 2015 by

Experian’s view that the UK economic upswing remains on track was supported by official data released today, which confirmed that the economy grew by 0.7% in real terms in the second quarter of this year.