Max Firth investigates the reasoning behind 'zombie' businesses supposedly stalking the streets of the UK
Identifying customers at risk of default is a new concept to most lenders.
Segmentation is a powerful technique, but it can be misunderstood and misused. Therefore it’s important to have a clear idea about what segmentation should be used for. Read on to find out more about the 10 common traps of segmenting customers.
One of the FCA’s top priorities is to ensure creditors fully assess customer affordability before lending – so how can you put this into practice?
Short-term trends are bleak: the weak eurozone is adversely affecting manufacturing via export demand whilst smaller businesses are being held back by lack of credit. Banks are under pressure from regulators and the public sector is struggling under its austerity programme. Consumers face poor labour market conditions while construction remains mired by lack of activity.
Peter Gutmann discusses Experian Economics 2013 first quarter second estimate of UK GDP.
Nearly one in four UK residents are thought to have been victims of identity fraud – compared to the average of around one in six on the Continent.