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2015 Trends – And in Other 2015 Payments News…...

Our previous 2015 Trends blogs have highlighted some of the most important developments of the year, here are a few more that are worth noting. SEPA (Single Euro Payments Area) continued its journey with preparations being made for the approaching 2016 deadlines. Banks and Payment Service Providers are assessing...

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2015 Payments Trends – Regulation – all ch...

The fifth and final trend in my earlier blog on the top 5 payments trends in 2015 was another regulatory push, this time from the EU and with the goal of making card processing fees more standard and transparent by putting caps on the fees payable by merchant acquirers...

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7 predictions for 2016 – what does the future hold for...

As the year draws to a close it's time to start having a think about what 2016 will hold for the world of digital marketing. Experian expert Dan Kennedy gives us his thoughts on what will affect the marketplace in the months...

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2015 Payments Trends – Opening up UK Clearing...

My fourth trend in my earlier blog on the top 5 payments trends in 2015 was the opening up of the UK payment clearing market. This was in part driven by the Payment Systems Regulator, created in 2014. The Payment Services Regulator took up the reins in 2015 following...

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2015 Payments Trends – Mobile Payments Proliferation...

It’s fair to say that 2015 was the year that for the consumer, mobile phone payments went mainstream, mostly driven by launches of Apple Pay in the US and UK, followed by Android Pay and Samsung Pay. My earlier blog on the top 5 payments trends in 2015 listed...

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Social media for SMEs – the statistics...

Social media plays an important role in online marketing with statistics revealing the huge numbers of people around the world using Twitter (271 million), LinkedIn (300 million) and Facebook (1.2 billion) (1). More and more small businesses are using social media as 26 per cent of SME marketers spend...

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An Economic Outlook...

Overall, the outlook for lenders is overwhelmingly positive. Unsecured lending is on the up, and that’s set to continue. What’s more, consumer confidence is high, income growth is strong and labour market conditions are sound. All this means that the economy should continue to grow strongly over the coming...

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2015 Payments Trends – Establishing the need for Real ...

My earlier blog on the top 5 payments trends in 2015 listed the second key trend over the past year as related to real-time payments. It’s worth understanding why and where we are in the process: The move to faster payments had been going on for over a decade...

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2015 Payments Trends – Blockchain moves out of the sha...

My earlier blog on the top 5 payments trends in 2015 listed blockchain as being a key theme over the past year, here’s a little more d...

Read More 2015 Payments Trends – Blockchain moves out of the shadow of Bitcoin