Assess the affordability of each customer

Posted on Mar 31 2014 by

Discover how to remain compliant and minimise risk whilst providing a suitable and responsible service to your customers.

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Same people, different channels

Posted on Mar 27 2014 by

Segmentation in the offline world has traditionally been based on factors such as location, buying behavior and to some extent how they use different channels. It has enabled brands to view their customers in distinct categories and shape their marketing based on those categories. These days however the online environment has added a new layer of complexity.

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The Retail Fraud Show 2014

Posted on Mar 26 2014 by

Showcasing innovation and expertise.

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The role of a scorecard

Posted on Mar 24 2014 by

Credit scoring has been common practice for many years now among banks and other financial institutions. Other industries are just starting to realise its benefits. Today, in our Big Data society, there is such an astronomical amount of data available to us that it can be mind-boggling to make sense of it all. Read our blog to find out more

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Customer Lifetime Value part 2 — seven steps from concept to reality

Posted on Mar 21 2014 by

Seven factors to consider when building a customer lifetime value model.

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Payment Strategies 2014 – 18 June – 30 Euston Square, London

Posted on Mar 21 2014 by

Our annual Payment Strategies conference is back again this year.

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Santander selects PowerCurve to support customer acquisition and business growth

Posted on Mar 20 2014 by

PowerCurve Originations and PowerCurve Customer Management solutions will help Santander support customer acquisitions and portfolio review processes.

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Borrowing Britain’s affordability challenge

Posted on Mar 17 2014 by

In January 2014 Experian provided the BBC with new analysis highlighting where people in Britain are struggling to keep on top of their debts.

Using a combination of public records, lifestyle surveys and aggregated information from our credit reference agency about how we all pay our bills, we created a view of where people are likely to be struggling to keep on top of their debts.

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Will you ramp up innovation in 2014?

Posted on Mar 17 2014 by

Analyst firm IDC expects 2014 to be a defining year for credit providers. Having emerged from the economic crisis leaner and more efficient than ever, UK lenders are expected to focus on innovation this year. Our own conversations with providers across the industry support IDC’s assertion. Growth is back on the agenda.

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New rental data to be made available to credit providers

Posted on Mar 17 2014 by

With little or no credit history, millions of social housing tenants have been excluded from mainstream financial services and affordable credit, or paid a premium for access. The Rental Exchange, provides a route for rental payments to be incorporated into credit reports which in turn provides greater access to mainstream finance, such as credit cards, loans and mobile phone contracts.

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