Affordability

Don’t underestimate the start up costs you may face

The number of businesses starting up in the UK is increasing year on year, with over 350,000 start-ups already launched this year (1), it is expected to surpass 2015’s figure of 608,110...

Blog - Jul 2016
Top tips to safeguard security when plugging in to the…

We're offering advice for both businesses and individuals to help them improve security and manage the risks that come with using internet-enabled products - also known as the Internet of Things...

Blog - May 2016
Fraud increases by a fifth in one year

Large payments have been diverted and fraudsters have disappeared with the money. We are also seeing an increase in impersonations of the deceased within mortgage fraud. Fraudsters use the ID of...

Blog - May 2016
Driving change: how modern consumers are challenging the status quo…

The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car...

Blog - Mar 2016
Cash-savvy millennials out-saving their free-spending parents

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month -...

Blog - Feb 2016
Helping Consumers to Make Responsible Credit Choices

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers...

Blog - Jan 2016
Affordability: An approach that pre-qualifies customers is better for everyone

Aligning expectations with reality through pre-qualification can help you to avoid the kind of mismatch that sits behind a lot of human disappointment. How much better will customers feel about the...

Blog - Nov 2015
Smooth the Journey to Car Ownership with Clear Directions

Buying a car can be a minefield, and by helping customers to understand the benefits of preparing a workable budget and validating their finances ahead of time, it will go a long way to securing a...

Blog - Sep 2015
New industry body will highlight the cost of fraud in…

The government’s fraud cost estimate set to be revived. UK’s only indicator on the total cost of fraud to be launched this...

Blog - Jul 2015
Current accounts become number one fraud target

Current account fraud has now surpassed mortgage application fraud, which until now had been the biggest target - 83 out of every 10,000...

Blog - Jul 2015
Plug into our interactive fraud data

There's a world of information available at your fingertips. Simply click on the links for a first-hand...

Blog - Jun 2015
Ensuring that affordability assessments are never a road block to…

If affordability assessments are not yet compulsory in the automotive industry, then why do them? The fact is that such assessments have been shown to provide major benefits for both companies and...

Blog - May 2015