banking and finance

Alternative finance challenging mainstream lending...

Posted on Jun 19 2016 by
Before the concept of alternative finance or peer to peer lending was born, borrowing money off high street banks to start your first business or to grow it was just about one of the only options available. However with the rise...

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Fraud, identity and the emerging Internet of Things...

Posted on Jun 01 2016 by
Right now millions of new “things” get connected online every day - from toasters and heart monitors, to cars and light bulbs. The mass adoption of devices with multi-layered connectivity has been badged the Internet of...

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Fraud costs UK economy £193 billion a year – equating...

Posted on May 25 2016 by
The annual cost of fraud in the UK could be as high as £193 billion per year, according to a new report. It dwarfs previous estimates produced by the UK Government which put the figure at around £50 billion in 2013. The Annual...

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Fraud increases by a fifth in one year...

Posted on May 11 2016 by
The overall fraud rate during Q1-2016 continued to grow reaching 54 in 10,000 - compared to 45 in 10,000 during Q1-2015 - spurred on by fraudsters focusing their efforts on current accounts and credit cards. Our latest Fraud...

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How can I find the best bank account for my business?...

Posted on May 03 2016 by
There’s no denying that a bank account is a must, be it for a business, or an individual. Long gone are the days of carrying around a coin purse, the majority of things are paid for by a little piece of plastic now, with that...

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Car finance – the growth of PCPs...

Posted on Apr 12 2016 by
  In my recent article, Driving Change: How Modern Consumers are Challenging the Status Quo in Car Retailing, I introduced the changing and evolving customer journey and role of the traditional car dealership as consumers...

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New regulation to give hope to SMEs rejected by banks for fi...

Posted on Apr 08 2016 by
In March’s Budget 2016, it was announced which three organisations would be the designated finance platforms under the Small and Medium Sized Business (Finance Platforms) Regulations 2015. The objective of the regulation was...

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SMEs Under Threat – Data breach and the true cost of p...

Posted on Apr 07 2016 by
Our third annual data breach preparedness study highlights a real lack of understanding among SMEs when it comes to quantifying the true cost of a data breach. Estimates fall critically short and would put the survival of many...

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7 types of funding available to SMEs and trends in lending...

Posted on Apr 06 2016 by
Whether you’re a start-up or a mature business, at some point in time you’re likely to require finance. But how do you determine which type of finance is right for your business and crucially, what are your chances of...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.