banking and finance

Car finance – the growth of PCPs...

Posted on Apr 12 2016 by
  In my recent article, Driving Change: How Modern Consumers are Challenging the Status Quo in Car Retailing, I introduced the changing and evolving customer journey and role of the traditional car dealership as consumers...

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New regulation to give hope to SMEs rejected by banks for fi...

Posted on Apr 08 2016 by
In March’s Budget 2016, it was announced which three organisations would be the designated finance platforms under the Small and Medium Sized Business (Finance Platforms) Regulations 2015. The objective of the regulation was...

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SMEs Under Threat – Data breach and the true cost of p...

Posted on Apr 07 2016 by
Our third annual data breach preparedness study highlights a real lack of understanding among SMEs when it comes to quantifying the true cost of a data breach. Estimates fall critically short and would put the survival of many...

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7 types of funding available to SMEs and trends in lending...

Posted on Apr 06 2016 by
Whether you’re a start-up or a mature business, at some point in time you’re likely to require finance. But how do you determine which type of finance is right for your business and crucially, what are your chances of...

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The Budget 2016: How does it affect SMEs?...

Posted on Apr 04 2016 by
On March 16th 2016, Chancellor George Osborne delivered the Budget to Parliament; below are the key announcements that could impact small and medium-sized businesses. Economy Announcing that the Office of Budget Responsibility...

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A fifth of all ID fraud aimed at renters...

Posted on Mar 24 2016 by
Last year saw professional renters bear the biggest brunt of a surge in identity theft, with one out of five (20%) of all attempts aimed at young professionals living in rented accommodation. This group was also the key target...

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Over-50s vulnerable to pension scams...

Posted on Mar 18 2016 by
Less than two fifths of over-50s are wary about potential scams targeting newly freed pensions. As pre-retirement over-50s start to think about how they will take advantage of the new pension freedoms, they may be leaving...

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Which consumers are most at risk of ID theft?...

Posted on Mar 16 2016 by
Our Mosaic classification system reveals a host of insights into which demographic groups within society are most targeted by fraudsters. Unsurprisingly, the relatively cash-rich City Prosperity segment continues to be the...

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Driving change: how modern consumers are challenging the sta...

Posted on Mar 15 2016 by
The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car finance. Triangles of plastic bunting...

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