Banking

Don’t focus just on interest rates. There are many economic…

This time last year we were talking about the forthcoming squeeze on incomes. Inflation was comparatively low, and wage growth was quite strong. But, the latest economic data confirms that today...

Blog - Mar 2018
Watch how open banking APIs bring UK banking to the forefront of innovation
Open Bank APIs bring UK banking to the forefront of…

The emergence of open banking APIs into the UK is a landmark event in our opinion. It puts the UK ahead of the world and enables better products, services and better practices to be created. From...

Video - Feb 2018
Navigating the components of Open Banking

Open Banking will bring new challenges for lenders – their technology and IT infrastructure. Banks that are mandated to share data are carrying the cost of bringing Open Banking to market. But,...

Whitepaper - Jan 2018
How can technology play a part in digital mortgages?

We live in a technology enabled generation where customers take for granted that access to almost anything is available on your mobile phone. UK mortgage lenders operate in a process driven market...

Blog - Dec 2017
The PSR make recommendations to better protect against bank transfer…

Fraud is a continuing problem. We hear about it in multiple shapes and forms. Bank transfer, or push payment scams, are the second biggest type of payment fraud reported by UK Finance. This is in...

Blog - Dec 2017
Protect your bank and your customers – why candidate checking…

No matter what size your business is, candidate vetting is important. Checking can help minimise your risk by applying thorough and compliant checks on all your prospective candidates. But equally,...

Blog - Dec 2017
Financial management: 6 examples of how Open Banking will help…

Imagine a world where data is shared in an instant, including a customer’s bank statement. That world isn’t imaginative, it’s soon to be...

Blog - Nov 2017
How business data can enhance commercial lending

When it comes to commercial lending, data quality and data quantity are important. With business data often limited in what’s...

Blog - Nov 2017
How do you prepare for Open Banking? Here are 6…

Business models are shifting and new technical challenges lie ahead with the implementation of Open Banking. Open Banking will provide a much deeper understanding of your...

Blog - Nov 2017
Will you be using voice recognition to authenticate your customers?…

Voice recognition as a form of identity checking is becoming more widespread. It is currently being explored as a means to undertake simple activities including authentication. Innovations in...

Blog - Oct 2017
PSD2 and the digital journey

Card Not Present fraud (payment cards, remote banking and cheques), totalled £768.8m last year, +2% compared to the year before. This isn’t surprising given the growth of internet users (2016 was...

Blog - Oct 2017
6 opportunities for growth using Open Banking

Open Banking is considered to be the catalyst that will transform the UK banking industry. As traditional banking models evolve, new opportunities to acquire customers, minimise risks and enhance...

Blog - Jun 2017