big data

The role of a scorecard...

Posted on Mar 24 2014 by
Credit scoring has been common practice for many years now among banks and other financial institutions. Other industries are just starting to realise its benefits. Today, in our Big Data society, there is such an astronomical...

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Santander selects PowerCurve to support customer acquisition...

Posted on Mar 20 2014 by
Following a stringent tender process, Santander has signed a five-year contract to deploy our originations and customer management products on its PowerCurve platform. PowerCurve Customer Management will provide Santander the...

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The changing identity of UK fraud victims...

Posted on Mar 05 2014 by
We reveal the changing identity of fraud victims, after teaming up with CIFAS - the UK’s Fraud Prevention Service, as the fifth annual edition of its Fraudscape report is unveiled. Fraudscape analyses fraud trends and patterns...

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Effective marketing — high quality data ingredients...

Posted on Dec 11 2013 by
Looking at the numbers, big data can be a daunting proposition. Every single day, more than 5,000 times the amount of data held by all the books in the UK’s libraries is created online. For those too young to remember books,...

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The UK’s economy is growing – are you ready to take full...

Posted on Dec 09 2013 by
According to the Office of Budgetary Responsibility (OBR) UK economic growth is strengthening and is reported to be growing faster than any other major economy - including France, Germany and America. Consumer confidence is...

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Black is the opposite of white...

Posted on Oct 21 2013 by
Black is the opposite of white. Optimise all areas of your customer spectrum quickly and efficiently. At the end of July 2013, according to Credit Action’s debt statistics report, the UK’s outstanding personal debt stood at...

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Enfield Council cuts arrears by £1.3 million...

Posted on Oct 18 2013 by
We have helped Enfield Council pioneer a new collections strategy which has resulted in a £1.3 million reduction in customer debt during the past 12 months. Within the first year of adopting our offering, Enfield Council reduced...

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Data and the board...

Posted on Sep 04 2013 by
Credit risk has become a strategic issue. There has never been a time at which customer insight has been so closely reviewed at board level. A lot of our clients’ time is focused on navigating this risk environment, and...

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Is growth on the horizon?...

Posted on Aug 29 2013 by
Our revised forecast for GDP indicates that growth, albeit gradual, may well be on the horizon - the baseline forecast now stands at 0.9% for 2013. Further indications for growth include a modest increase in employment in the...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.