consumer bureau

Fraud, identity and the emerging Internet of Things...

Posted on Jun 01 2016 by
Right now millions of new “things” get connected online every day - from toasters and heart monitors, to cars and light bulbs. The mass adoption of devices with multi-layered connectivity has been badged the Internet of...

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Current accounts become number one fraud target...

Posted on Jul 02 2015 by
For the first time, current accounts have become the most targeted financial product by fraudsters. At least 89 in every 10,000 applications for a current account are being made by an imposter, according to our analysis. The...

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Data Breach Response: Are UK Businesses Ready for Anything?...

Posted on Mar 17 2015 by
UK commerce and industry appear to have a misplaced confidence when it comes to readiness to tackle data breaches, it has emerged. Our research shows nearly one in five businesses (17%) have been hit by at least one data breach...

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Turning your credit report into your credit score...

Posted on Jun 09 2014 by
by Chris McGuckin A recent Which? article suggested that nearly two out of three (63%) of adults have never checked their credit report. The £2 statutory report gives access to the data that Experian, and other credit reference...

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How can banking move forward in post-crisis Britain?...

Posted on May 29 2014 by
The UK banking and financial services sector now faces a new world that is being transformed through regulation, changing customer behaviour and new technologies.  We have launched a new series of insight papers named Banking...

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There is a wealth of data available – but what data ca...

Posted on May 07 2014 by
Here at Experian Decision Analytics we use the data at our disposal, our statistical knowledge and our business and market experience, to help lenders ensure they are making informed, and most importantly, responsible decisions...

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Assess the affordability of each customer...

Posted on Mar 31 2014 by
Increased regulatory focus and rising interest rates mean lenders need to revisit their measures of affordability ahead of changes. Accurately assessing both customers’ affordability and suitability are essential requirements...

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Santander selects PowerCurve to support customer acquisition...

Posted on Mar 20 2014 by
Following a stringent tender process, Santander has signed a five-year contract to deploy our originations and customer management products on its PowerCurve platform. PowerCurve Customer Management will provide Santander the...

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The changing identity of UK fraud victims...

Posted on Mar 05 2014 by
We reveal the changing identity of fraud victims, after teaming up with CIFAS - the UK’s Fraud Prevention Service, as the fifth annual edition of its Fraudscape report is unveiled. Fraudscape analyses fraud trends and patterns...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.