credit decisions

Why is a director search so important?...

Posted on Jul 29 2016 by
A director search is simple to do and can be valuable and useful towards helping you make informed business decisions. Director information can give you an insight into the management and ownership structure of the business as...

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What is credit management and how can your business handle i...

Posted on Jul 25 2016 by
Credit management is often a juggling game. You want to be able to make sure that your debtors pay you on time but on the other hand, you don’t want to ruin relationships by continuously chasing them for payment or using the...

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What is a micro business and is your business one of them?...

Posted on Jul 11 2016 by
Small and medium sized businesses (SMEs) account for 99 per cent of all enterprises in the UK, approximately 48 per cent of employment and 41 per cent of business turnover. These businesses are the job-creators but often get lost...

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Drop in County Court Judgements but what does this mean for ...

Posted on Jun 21 2016 by
There has been encouraging statistics to show that the number and total value of County Court Judgements (CCJs) issued against businesses in England and Wales fell sharply during the first quarter of 2016. However the specific...

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Alternative finance challenging mainstream lending...

Posted on Jun 19 2016 by
Before the concept of alternative finance or peer to peer lending was born, borrowing money off high street banks to start your first business or to grow it was just about one of the only options available. However with the rise...

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Treat the cause of late payments, not the symptoms...

Posted on Jun 15 2016 by
Late payments is a big problem for many organisations in the UK and its impact on those with fewer than 50 employees are typically twice as likely as large corporates. Many SMEs don’t manage or pay close enough attention to...

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Fraud, identity and the emerging Internet of Things...

Posted on Jun 01 2016 by
Right now millions of new “things” get connected online every day - from toasters and heart monitors, to cars and light bulbs. The mass adoption of devices with multi-layered connectivity has been badged the Internet of...

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Fraud costs UK economy £193 billion a year – equating...

Posted on May 25 2016 by
The annual cost of fraud in the UK could be as high as £193 billion per year, according to a new report. It dwarfs previous estimates produced by the UK Government which put the figure at around £50 billion in 2013. The Annual...

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Top tips to safeguard security when plugging in to the Inter...

Posted on May 18 2016 by
Connected devices, smart phones or tablets, are no longer the only things with an internet connection.  There's now a vast number of other consumer products, including cars, heart monitors, and clothing, also linked to the...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.