credit decisions

Do you require a one-off business credit report on your busi...

Posted on Mar 17 2016 by
You may require a one-off copy of your business credit report because you’re curious about your score, or you’ve been turned down for credit and want to know why. But have you ever considered the additional benefits that...

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Which consumers are most at risk of ID theft?...

Posted on Mar 16 2016 by
Our Mosaic classification system reveals a host of insights into which demographic groups within society are most targeted by fraudsters. Unsurprisingly, the relatively cash-rich City Prosperity segment continues to be the most...

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How do I build a business credit profile?...

Posted on Mar 11 2016 by
Cash is king in business. Whether it’s servicing fixed costs or running new campaigns to attract new customers, everything has its price. If you have a vision for growth or you simply just want to make ends meet day-to-day, but...

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I’ve been refused business credit. What should I do no...

Posted on Mar 11 2016 by
First of all, you’re not alone. Findings suggest that one in five applications for finance from the bank from small businesses were unsuccessful in the last quarter(1). Whether you’re a start-up or a well-established...

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Spike in neighbourhood ID thefts blunted by smart fraud anal...

Posted on Mar 07 2016 by
Postcode analysis of just one stretch of road hit by a sudden spike in ID thefts and related frauds, highlighted more than 20 detected incidents at a handful of homes in a neighbourhood, near Potters Bar, Hertfordshire. But...

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Keeping your cards close to your chest is crucial to fending...

Posted on Feb 29 2016 by
Card fraud is on the rise. In January 2015, the credit card fraud rate stood at 36 in every 10,000 applications, but increased rapidly during the course of the following 12 months. Right now it stands at around 50 in every...

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Spotting fraud at postcode level...

Posted on Feb 23 2016 by
ID theft continues to be a nationwide challenge affecting consumers from all parts of Britain. The inner-cities of Birmingham, Leeds, Manchester and Glasgow, continue to be particularly vulnerable. Isolated pockets of fraud...

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Aviva detected fraud on 2,200 new commercial motor policies ...

Posted on Feb 18 2016 by
Aviva detected policy fraud on almost 2,200 commercial motor policies in 2015, the leading insurer has revealed. The extent of front-end fraud in the commercial motor space comes as Aviva announces it is now screening all...

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Renewed surge in current account fraud...

Posted on Feb 10 2016 by
Current account fraud surged again in 2015, as new figures show it continues to be the most targeted financial product. Detected fraud rates for current account applications soared last year from 73 in every 10,000 applications...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.