credit decisions

Spotting fraud at postcode level

Analysis of 10 addresses in and around the same area of leafy Warwickshire, pointed to a suspected ghost-broking...

Blog - Feb 2016
Aviva detected fraud on 2,200 new commercial motor policies in…

In 2015 alone, Aviva identified more than 11,000 instances of personal motor application...

Blog - Feb 2016
Renewed surge in current account fraud

Detected fraud rate for current account applications soared last year from 73 in every 10,000 applications in January, to 156 in every 10,000 applications in December....

Blog - Feb 2016
Millennials’ work-ethic underpinned by high expectations, bold aspirations and increasing…

The future’s bright in the eyes of Millennials with many willing to work hard, save carefully to get there and a clear idea of what they want out of life....

Blog - Feb 2016
Nature versus nurture when it comes to adopting the best…

New research and insight from our Millennial Me & My Money report, reveals four out of five Millennials say they have received no formal financial...

Blog - Feb 2016
Cash-savvy millennials out-saving their free-spending parents

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month -...

Blog - Feb 2016
What is days beyond terms and how can you reduce…

Days beyond terms (DBT) is a commonly used business credit term that indicates how long a business has taken to pay its invoices beyond the agreed payment terms. Prompt payment of invoices is one of...

Blog - Jan 2016
Online shoppers are unforgiving – once they’ve gone, they’ve gone…

Millions prefer buying online to speaking with a salesperson – for everything from financial services, to car insurance and...

Blog - Jan 2016
Why is your company credit report so important?

It’s simple…whether you’re applying for finance with a lender; credit with another business, competing in a tender process or simply trying to get a good deal on your business mobile contract,...

Blog - Dec 2015
The Power to Choose

The consumer’s power to choose was explored this at this year’s Credit Risk Summit. Experian and industry experts gathered to discuss and advise on current credit trends, meeting customer...

Blog - Dec 2015
First seven days of winding up order is crucial

A winding up order is very serious and is only normally served as a last resort. It’s a serious threat to the running of your company and following liquidation, directors can face possible personal...

Blog - Dec 2015
Affordability: An approach that pre-qualifies customers is better for everyone

Aligning expectations with reality through pre-qualification can help you to avoid the kind of mismatch that sits behind a lot of human disappointment. How much better will customers feel about the...

Blog - Nov 2015