credit decisions

Nature versus nurture when it comes to adopting the best fin...

Posted on Feb 05 2016 by
Britain's Millennial generation of 18 to 34-year-olds has learnt from their parents and are determined to adopt the best money habits when it comes to their finances - despite little or no formal cash management training, it has...

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Cash-savvy millennials out-saving their free-spending parent...

Posted on Feb 03 2016 by
Many from the Millennial generation have learnt from their parents' mistakes when it comes to their finances, it has emerged. New research from our Millennial Me & My Money report, reveals nearly half that (45%) of...

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What is days beyond terms and how can you reduce it?...

Posted on Jan 29 2016 by
Days beyond terms (DBT) is a commonly used business credit term that indicates how long a business has taken to pay its invoices beyond the agreed payment terms. Prompt payment of invoices is one of the biggest problems that SMEs...

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Online shoppers are unforgiving – once they’ve gone,...

Posted on Jan 08 2016 by
When it comes to buying financial services, utilities, or car insurance, just one in five (21%)* of us favour speaking to a provider in person, while the rest prefer online dealings....

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Why is your company credit report so important?...

Posted on Dec 29 2015 by
It’s simple…whether you’re applying for finance with a lender; credit with another business, competing in a tender process or simply trying to get a good deal on your business mobile contract, your company credit score will...

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The Power to Choose...

Posted on Dec 18 2015 by
We, as consumers, are empowered by having access to more information than ever before. Read the latest edition of FutureProof As a result, we now have greater control in choosing which product or service will best fit our...

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First seven days of winding up order is crucial...

Posted on Dec 11 2015 by
A winding up order is very serious and is only normally served as a last resort. It’s a serious threat to the running of your company and following liquidation, directors can face possible personal liability for the company’s...

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Affordability: An approach that pre-qualifies customers is b...

Posted on Nov 24 2015 by
Oh, the perennial childhood optimism of writing to Santa Claus for that big Christmas present... The advice from Mum and Dad was often ‘don’t get your hopes up’, but imagine if we could have been pre-qualified for...

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The Changing Face of Collections...

Posted on Oct 23 2015 by
Collecting debt isn’t a new problem, nor is it one that has been solved – the question is, do we need a clearer more mature approach to collections?  At least 1.5 million new people struggled with debt in the year to...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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