credit risk management

How much would you save if you could find the fraudsters hid...

Posted on Dec 20 2013 by
For every 1,000 customer records an average organisation holds, at least 27 records would flag up a potential fraud marker warranting further investigation. Some records uncovered may flag on multiple data sources, meaning the...

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UK Labour Market Statistics – December release...

Posted on Dec 19 2013 by
UK Labour Market Statistics – December release This month’s release from the Office for National Statistics showed continuing strength in the UK labour market. The key features for August-October 2013, compared with...

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One anonymised insurer’s view of an industry haunted by gh...

Posted on Dec 09 2013 by
Ghost-broking was first noticed by insurers around five years ago as it started to emerge and become widespread alongside the rapid proliferation of aggregator websites. After initially catching the industry by surprise, given...

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The UK’s economy is growing – are you ready to take full...

Posted on Dec 09 2013 by
According to the Office of Budgetary Responsibility (OBR) UK economic growth is strengthening and is reported to be growing faster than any other major economy - including France, Germany and America. Consumer confidence is...

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Utilities podcast – Fuel poverty and increasing price ...

Posted on Nov 22 2013 by
Business consultant and Utilities sector specialist Andrew Toone, our resident fuel poverty expert, looks at the latest round of energy price rises and outlines the actual impact of this critical industry issue. Andrew also...

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What IS the optimal credit limit?...

Posted on Nov 22 2013 by
How do you determine what the best limit is to offer to each customer? Offering too much can impact on bad debt levels, whilst too little can impact on revenue and spend. In reality, unless every possible decision is known, how...

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Steep rise in the prevention of fraudulent credit card appli...

Posted on Nov 20 2013 by
Our analysis has revealed a significant rise in detected and prevented fraud attempts during the first half of 2013, as providers make headway in the fight against application fraud. Figures also show that fraudulent...

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Protecting the public purse...

Posted on Nov 14 2013 by
The Audit Commission's latest report reveals £178 million of fraud was detected by local government within the past year - from 107,000 cases. Although the average value of a detected fraud increased by 15 per cent during...

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6 reasons why you may need a scorecard check-up...

Posted on Nov 14 2013 by
Do you need a check-up – a scorecard check-up that is? Has it been a while since you last dusted off your scorecards and explored whether you had the right data in the mix? Then now – as the UK economy shows signs of...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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