credit risk management

Utilities podcast – Fuel poverty and increasing price ...

Posted on Nov 22 2013 by
Business consultant and Utilities sector specialist Andrew Toone, our resident fuel poverty expert, looks at the latest round of energy price rises and outlines the actual impact of this critical industry issue. Andrew also...

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What IS the optimal credit limit?...

Posted on Nov 22 2013 by
How do you determine what the best limit is to offer to each customer? Offering too much can impact on bad debt levels, whilst too little can impact on revenue and spend. In reality, unless every possible decision is known, how...

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Steep rise in the prevention of fraudulent credit card appli...

Posted on Nov 20 2013 by
Our analysis has revealed a significant rise in detected and prevented fraud attempts during the first half of 2013, as providers make headway in the fight against application fraud. Figures also show that fraudulent...

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Protecting the public purse...

Posted on Nov 14 2013 by
The Audit Commission's latest report reveals £178 million of fraud was detected by local government within the past year - from 107,000 cases. Although the average value of a detected fraud increased by 15 per cent during...

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6 reasons why you may need a scorecard check-up...

Posted on Nov 14 2013 by
Do you need a check-up – a scorecard check-up that is? Has it been a while since you last dusted off your scorecards and explored whether you had the right data in the mix? Then now – as the UK economy shows signs of...

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Welcome to analytics...

Posted on Nov 13 2013 by
During the past five-plus years as the recession hit, the use of data analytics to support business decisions may not have been one of your key drivers. Yet, as the UK returns to growth and the economic and regulatory climate...

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Black is the opposite of white...

Posted on Oct 21 2013 by
Black is the opposite of white. Optimise all areas of your customer spectrum quickly and efficiently. At the end of July 2013, according to Credit Action’s debt statistics report, the UK’s outstanding personal debt stood...

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Enfield Council cuts arrears by £1.3 million...

Posted on Oct 18 2013 by
We have helped Enfield Council pioneer a new collections strategy which has resulted in a £1.3 million reduction in customer debt during the past 12 months. Within the first year of adopting our offering, Enfield Council reduced...

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Customer acquisition: under the microscope...

Posted on Oct 03 2013 by
There is no doubt that the credit industry is constantly under the microscope from regulators and business commentators, but the pressures are also coming from within. Whilst margins and costs are squeezed ever downwards, there...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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