credit risk management

Helping Consumers to Make Responsible Credit Choices

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers...

Blog - Jan 2016
Consumer Expectations for Their Data

Data gives us amazing opportunities to improve the way we work and to deliver better, more personalised services for customers. We can also reduce financial exposure and risk, protect our corporate...

Blog - Jan 2016
Consumer Credit Trends

Working closely with you, our consultants and analytics experts, we’ve identified some key trends in the consumer credit market – particularly regarding mortgages and motor...

Blog - Jan 2016
Why is your company credit report so important?

It’s simple…whether you’re applying for finance with a lender; credit with another business, competing in a tender process or simply trying to get a good deal on your business mobile contract,...

Blog - Dec 2015
An Economic Outlook

Overall, the outlook for lenders is overwhelmingly positive. Unsecured lending is on the up, and that’s set to continue. What’s more, consumer confidence is high, income growth is strong and...

Blog - Dec 2015
The Power to Choose

The consumer’s power to choose was explored this at this year’s Credit Risk Summit. Experian and industry experts gathered to discuss and advise on current credit trends, meeting customer...

Blog - Dec 2015
First seven days of winding up order is crucial

A winding up order is very serious and is only normally served as a last resort. It’s a serious threat to the running of your company and following liquidation, directors can face possible personal...

Blog - Dec 2015
Elderly home-owners increasingly targeted by identity thieves

Extended families from multi-cultural backgrounds also at higher risk, while two-thirds of all identity theft victims are also...

Blog - Nov 2015
Paying bills late could be more damaging than you think

According to new figures, the problem of late payments straining SMEs finances is getting worse; being owed a total of £67.4bn in unpaid invoices, that’s up 8 per cent from this time last year...

Blog - Oct 2015
Current account switchers top two million within two years of…

More than two million bank customers have opted to use the seven-day account switching service within the first two years of the service's...

Blog - Sep 2015
Dramatic increase in current account fraud

Current account fraud almost doubles due to extensive large scale organised...

Blog - Aug 2015
Why dusting off dormant accounts is vital to safeguarding savings

It's a simple and straightforward process that could help safeguard life savings for years to come and ensure they continue to enjoy the protection offered by the Financial Services Compensation...

Blog - Aug 2015