credit risk management

Millennials’ work-ethic underpinned by high expectatio...

Posted on Feb 08 2016 by
The future’s bright in the eyes of Millennials with many willing to work hard and save carefully to get there. Our research into this key segment of 18 to 34 year-olds, highlights their determination to lay down the...

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Nature versus nurture when it comes to adopting the best fin...

Posted on Feb 05 2016 by
Britain's Millennial generation of 18 to 34-year-olds has learnt from their parents and are determined to adopt the best money habits when it comes to their finances - despite little or no formal cash management training, it has...

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Cash-savvy millennials out-saving their free-spending parent...

Posted on Feb 03 2016 by
Many from the Millennial generation have learnt from their parents' mistakes when it comes to their finances, it has emerged. New research from our Millennial Me & My Money report, reveals nearly half that (45%) of...

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A Seamless Experience...

Posted on Feb 01 2016 by
Customers are now using digital and mobile technologies to engage with organisations around the clock, and to get immediate responses to their requests. They expect banking services to work the same way. In response to these...

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What is days beyond terms and how can you reduce it?...

Posted on Jan 29 2016 by
Days beyond terms (DBT) is a commonly used business credit term that indicates how long a business has taken to pay its invoices beyond the agreed payment terms. Prompt payment of invoices is one of the biggest problems that SMEs...

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Adding age and gender to the fraud mix...

Posted on Jan 29 2016 by
• Around two out of three detected first party frauds (65%) are committed by under-40s. • Around two out of three detected fraud victims (65%) are aged 40 or older. • Men are more likely to commit fraud than women - by a...

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Steps to ring in 2016 the right way for your business...

Posted on Jan 25 2016 by
A new year calls for a new start. If you’ve made New Year’s resolutions for your business, great! If not, think about taking these positive steps to improve your business for the year ahead. Firstly know your own commercial...

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Helping Consumers to Make Responsible Credit Choices...

Posted on Jan 21 2016 by
Helping consumers to make good credit choices is a win-win. While the benefits for consumers and lenders are clear, helping consumers make the best credit choices requires a certain amount of thought, not to mention investment....

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Consumer Expectations for Their Data...

Posted on Jan 12 2016 by
We are living through a data revolution. More than 2.5 million pieces of information are shared on Facebook every minute, two thirds of the UK’s working population are happy to share their personal details online and it’s...

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Latest Thinking

Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.