payments

PSD2 and open banking: what is the impact for your organisat...

Posted on Oct 03 2016 by
With the recent announcement from the Competition and Markets Authority (CMA) ordering a number of British high street banks to ‘open up’ and adopt the new principles for open banking and the impending implementation of PSD2,...

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What is credit management and how can your business handle i...

Posted on Jul 25 2016 by
Credit management is often a juggling game. You want to be able to make sure that your debtors pay you on time but on the other hand, you don’t want to ruin relationships by continuously chasing them for payment or using the...

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SMEs feel strain on working capital during summer months...

Posted on Jul 02 2016 by
Many businesses thrive on the peak of Summer sales, for others these are the months when business dips due to school holidays and families jetting off to make the most of the sun. The challenge with the decline in revenue is the...

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UK freelancers are increasingly struggling with late invoice...

Posted on Jun 29 2016 by
UK freelancers are increasingly struggling with late invoice payments, with around half admitting they considered quitting freelance life because of the continued struggles and worries over continued late payments, according to a...

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Drop in County Court Judgements but what does this mean for ...

Posted on Jun 21 2016 by
There has been encouraging statistics to show that the number and total value of County Court Judgements (CCJs) issued against businesses in England and Wales fell sharply during the first quarter of 2016. However the specific...

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Treat the cause of late payments, not the symptoms...

Posted on Jun 15 2016 by
Late payments is a big problem for many organisations in the UK and its impact on those with fewer than 50 employees are typically twice as likely as large corporates. Many SMEs don’t manage or pay close enough attention to...

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Advantages of the business owner...

Posted on Jun 12 2016 by
Are you proud, inspired or feel fortunate to own your own business? A survey by AXA PPP Healthcare has revealed 70 per cent of 500 small businesses are. In addition 58 per cent said they appreciated the flexibility that comes...

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Fraud, identity and the emerging Internet of Things...

Posted on Jun 01 2016 by
Right now millions of new “things” get connected online every day - from toasters and heart monitors, to cars and light bulbs. The mass adoption of devices with multi-layered connectivity has been badged the Internet of...

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Fraud costs UK economy £193 billion a year – equating...

Posted on May 25 2016 by
The annual cost of fraud in the UK could be as high as £193 billion per year, according to a new report. It dwarfs previous estimates produced by the UK Government which put the figure at around £50 billion in 2013. The Annual...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.