payments

Keeping your cards close to your chest is crucial to fending...

Posted on Feb 29 2016 by
Card fraud is on the rise. In January 2015, the credit card fraud rate stood at 36 in every 10,000 applications, but increased rapidly during the course of the following 12 months. Right now it stands at around 50 in every...

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Spotting fraud at postcode level...

Posted on Feb 23 2016 by
ID theft continues to be a nationwide challenge affecting consumers from all parts of Britain. The inner-cities of Birmingham, Leeds, Manchester and Glasgow, continue to be particularly vulnerable. Isolated pockets of fraud...

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Aviva detected fraud on 2,200 new commercial motor policies ...

Posted on Feb 18 2016 by
Aviva detected policy fraud on almost 2,200 commercial motor policies in 2015, the leading insurer has revealed. The extent of front-end fraud in the commercial motor space comes as Aviva announces it is now screening all...

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Renewed surge in current account fraud...

Posted on Feb 10 2016 by
Current account fraud surged again in 2015, as new figures show it continues to be the most targeted financial product. Detected fraud rates for current account applications soared last year from 73 in every 10,000...

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Millennials’ work-ethic underpinned by high expectatio...

Posted on Feb 08 2016 by
The future’s bright in the eyes of Millennials with many willing to work hard and save carefully to get there. Our research into this key segment of 18 to 34 year-olds, highlights their determination to lay down the...

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Nature versus nurture when it comes to adopting the best fin...

Posted on Feb 05 2016 by
Britain's Millennial generation of 18 to 34-year-olds has learnt from their parents and are determined to adopt the best money habits when it comes to their finances - despite little or no formal cash management training, it has...

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Cash-savvy millennials out-saving their free-spending parent...

Posted on Feb 03 2016 by
Many from the Millennial generation have learnt from their parents' mistakes when it comes to their finances, it has emerged. New research from our Millennial Me & My Money report, reveals nearly half that (45%) of...

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What is days beyond terms and how can you reduce it?...

Posted on Jan 29 2016 by
Days beyond terms (DBT) is a commonly used business credit term that indicates how long a business has taken to pay its invoices beyond the agreed payment terms. Prompt payment of invoices is one of the biggest problems that SMEs...

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Adding age and gender to the fraud mix...

Posted on Jan 29 2016 by
• Around two out of three detected first party frauds (65%) are committed by under-40s. • Around two out of three detected fraud victims (65%) are aged 40 or older. • Men are more likely to commit fraud than women - by a...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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