payments

Don’t let petty cash wreak havoc in your company...

Posted on Oct 14 2015 by
Mishandling of petty cash costs UK businesses £1.8billion a year, this amount of money could potentially employ an extra 72,000 people into the UK workforce. The biggest problem with management of petty cash was misplacing...

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SEPA UK – why multi-level validation of bank account data ...

Posted on Oct 01 2015 by
With SEPA coming to the UK for Euro payments we take a look at why it is necessary to validate information at both the IBAN (International Bank Account Number) and BBAN (Basic Bank Account Number) levels....

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What is a BIC used for?...

Posted on Sep 21 2015 by
In a previous blog we answered the question ‘what is a BIC’ (Business/Bank Identifier Code) but we didn’t delve into the detail about what a BIC is used for. As we saw in the last blog, a BIC is used to identify a...

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Current account switchers top two million within two years o...

Posted on Sep 16 2015 by
More than two million bank customers have opted to use the seven-day account switching service within the first two years of the service's launch. The project was unveiled in 2013, to help improve competition and offer...

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Nearly a quarter of SMEs being pushed into financial crisis ...

Posted on Sep 15 2015 by
Recent research revealed that half of all invoices owed to small firms are overdue. Nearly a quarter of Britain’s small and medium sized enterprises (SME) are being pushed into a financial crisis due to late payments. Out of...

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Trading online for SMEs...

Posted on Aug 25 2015 by
Online sales in the UK have increased by 16.2 per cent* since 2014, making it one of the top markets in Europe. The internet offers SMEs the largest customer base they could’ve ever imagined with unlimited markets and...

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Dramatic increase in current account fraud...

Posted on Aug 18 2015 by
There has been a huge surge in large-scale targeted fraud attacks during Q2-2015.  Current accounts saw the rate of fraudulent applications soar from 81 in every 10,000 during Q1 2015, to 151 in every 10,000 applications by the...

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Experian launch 99 for £99 to help start-ups with late paym...

Posted on Aug 14 2015 by
A record 50,000 companies are being created each month, with 587,000 being set up in the UK alone in 2014. Although the UK’s population of start-up companies is increasing at the fastest rate, there are a number of challenges...

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Is this the Tipping Point for banks?...

Posted on Jul 16 2015 by
Best-selling author Malcolm Gladwell pretty much nailed it when he wrote in The Tipping Point to explain how an idea, product, message or behaviour develops into a relentless trend. He defined it as: “That magic moment when an...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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