responsible lending

New regulation to give hope to SMEs rejected by banks for fi...

Posted on Apr 08 2016 by
In March’s Budget 2016, it was announced which three organisations would be the designated finance platforms under the Small and Medium Sized Business (Finance Platforms) Regulations 2015. The objective of the regulation was...

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SMEs Under Threat – Data breach and the true cost of p...

Posted on Apr 07 2016 by
Our third annual data breach preparedness study highlights a real lack of understanding among SMEs when it comes to quantifying the true cost of a data breach. Estimates fall critically short and would put the survival of many...

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A fifth of all ID fraud aimed at renters...

Posted on Mar 24 2016 by
Last year saw professional renters bear the biggest brunt of a surge in identity theft, with one out of five (20%) of all attempts aimed at young professionals living in rented accommodation. This group was also the key target...

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Which consumers are most at risk of ID theft?...

Posted on Mar 16 2016 by
Our Mosaic classification system reveals a host of insights into which demographic groups within society are most targeted by fraudsters. Unsurprisingly, the relatively cash-rich City Prosperity segment continues to be the...

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I’ve been refused business credit. What should I do no...

Posted on Mar 11 2016 by
First of all, you’re not alone. Findings suggest that one in five applications for finance from the bank from small businesses were unsuccessful in the last quarter(1). Whether you’re a start-up or a well-established...

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Spike in neighbourhood ID thefts blunted by smart fraud anal...

Posted on Mar 07 2016 by
Postcode analysis of just one stretch of road hit by a sudden spike in ID thefts and related frauds, highlighted more than 20 detected incidents at a handful of homes in a neighbourhood, near Potters Bar, Hertfordshire. But...

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Spotting fraud at postcode level...

Posted on Feb 23 2016 by
ID theft continues to be a nationwide challenge affecting consumers from all parts of Britain. The inner-cities of Birmingham, Leeds, Manchester and Glasgow, continue to be particularly vulnerable. Isolated pockets of fraud...

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Renewed surge in current account fraud...

Posted on Feb 10 2016 by
Current account fraud surged again in 2015, as new figures show it continues to be the most targeted financial product. Detected fraud rates for current account applications soared last year from 73 in every 10,000...

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Millennials’ work-ethic underpinned by high expectatio...

Posted on Feb 08 2016 by
The future’s bright in the eyes of Millennials with many willing to work hard and save carefully to get there. Our research into this key segment of 18 to 34 year-olds, highlights their determination to lay down the...

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