responsible lending

Fraud costs UK economy £193 billion a year – equating...

Posted on May 25 2016 by
The annual cost of fraud in the UK could be as high as £193 billion per year, according to a new report. It dwarfs previous estimates produced by the UK Government which put the figure at around £50 billion in 2013. The...

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Top tips to safeguard security when plugging in to the Inter...

Posted on May 18 2016 by
Connected devices, smart phones or tablets, are no longer the only things with an internet connection.  There's now a vast number of other consumer products, including cars, heart monitors, and clothing, also linked to the...

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Fraud increases by a fifth in one year...

Posted on May 11 2016 by
The overall fraud rate during Q1-2016 continued to grow reaching 54 in 10,000 - compared to 45 in 10,000 during Q1-2015 - spurred on by fraudsters focusing their efforts on current accounts and credit cards. Our latest Fraud...

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New regulation to give hope to SMEs rejected by banks for fi...

Posted on Apr 08 2016 by
In March’s Budget 2016, it was announced which three organisations would be the designated finance platforms under the Small and Medium Sized Business (Finance Platforms) Regulations 2015. The objective of the regulation was...

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SMEs Under Threat – Data breach and the true cost of p...

Posted on Apr 07 2016 by
Our third annual data breach preparedness study highlights a real lack of understanding among SMEs when it comes to quantifying the true cost of a data breach. Estimates fall critically short and would put the survival of many...

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A fifth of all ID fraud aimed at renters...

Posted on Mar 24 2016 by
Last year saw professional renters bear the biggest brunt of a surge in identity theft, with one out of five (20%) of all attempts aimed at young professionals living in rented accommodation. This group was also the key target...

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Which consumers are most at risk of ID theft?...

Posted on Mar 16 2016 by
Our Mosaic classification system reveals a host of insights into which demographic groups within society are most targeted by fraudsters. Unsurprisingly, the relatively cash-rich City Prosperity segment continues to be the...

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I’ve been refused business credit. What should I do no...

Posted on Mar 11 2016 by
First of all, you’re not alone. Findings suggest that one in five applications for finance from the bank from small businesses were unsuccessful in the last quarter(1). Whether you’re a start-up or a well-established...

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Spike in neighbourhood ID thefts blunted by smart fraud anal...

Posted on Mar 07 2016 by
Postcode analysis of just one stretch of road hit by a sudden spike in ID thefts and related frauds, highlighted more than 20 detected incidents at a handful of homes in a neighbourhood, near Potters Bar, Hertfordshire. But...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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