responsible lending

Online shoppers are unforgiving – once they’ve gone,...

Posted on Jan 08 2016 by
When it comes to buying financial services, utilities, or car insurance, just one in five (21%)* of us favour speaking to a provider in person, while the rest prefer online dealings....

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Elderly home-owners increasingly targeted by identity thieve...

Posted on Nov 11 2015 by
Elderly couples and pensioners are at increased risk from identity thieves, it has now emerged. As current account fraud rises to the highest levels yet, older individuals who own comfortable homes and may have an...

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Dramatic increase in current account fraud...

Posted on Aug 18 2015 by
There has been a huge surge in large-scale targeted fraud attacks during Q2-2015.  Current accounts saw the rate of fraudulent applications soar from 81 in every 10,000 during Q1 2015, to 151 in every 10,000 applications by the...

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Is this the Tipping Point for banks?...

Posted on Jul 16 2015 by
Best-selling author Malcolm Gladwell pretty much nailed it when he wrote in The Tipping Point to explain how an idea, product, message or behaviour develops into a relentless trend. He defined it as: “That magic moment when an...

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New industry body will highlight the cost of fraud in the UK...

Posted on Jul 08 2015 by
A new industry body has been set up to highlight the cost of fraud to UK businesses, charities and the public. The UK Fraud Cost Measurement Committee will seek to revive and enhance the government’s previous Annual Fraud...

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Current accounts become number one fraud target...

Posted on Jul 02 2015 by
For the first time, current accounts have become the most targeted financial product by fraudsters. At least 89 in every 10,000 applications for a current account are being made by an imposter, according to our analysis. The...

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Plug into our interactive fraud data...

Posted on Jun 24 2015 by
Welcome to our fully interactive fraud analysis. It covers all the latest fraud statistics and insights, including how, who and where it’s taking place, alongwith an overview of new and emerging trends. Simply click the graphs...

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Fraud Report 2015 – Who are the fraudsters and who are...

Posted on Jun 01 2015 by
Our fraud analysis includes a detailed demographic overview of which segments are committing fraud and which groups they are falling foul of the criminals. The snapshot hinges on Mosaic analysis, which offers a pin-sharp picture...

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Detected automotive finance fraud steps up a gear...

Posted on May 21 2015 by
The volume of detected automotive finance frauds has maintained its steady decline – all in the face of record-breaking new car sales. Our analysis reveals the number of cases detected as fraudulent for automotive products has...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections. For more information about Experian, visit our website.