responsible lending

Dramatic increase in current account fraud...

Posted on Aug 18 2015 by
There has been a huge surge in large-scale targeted fraud attacks during Q2-2015.  Current accounts saw the rate of fraudulent applications soar from 81 in every 10,000 during Q1 2015, to 151 in every 10,000 applications by the...

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Is this the Tipping Point for banks?...

Posted on Jul 16 2015 by
Best-selling author Malcolm Gladwell pretty much nailed it when he wrote in The Tipping Point to explain how an idea, product, message or behaviour develops into a relentless trend. He defined it as: “That magic moment when an...

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New industry body will highlight the cost of fraud in the UK...

Posted on Jul 08 2015 by
A new industry body has been set up to highlight the cost of fraud to UK businesses, charities and the public. The UK Fraud Cost Measurement Committee will seek to revive and enhance the government’s previous Annual Fraud...

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Current accounts become number one fraud target...

Posted on Jul 02 2015 by
For the first time, current accounts have become the most targeted financial product by fraudsters. At least 89 in every 10,000 applications for a current account are being made by an imposter, according to our analysis. The...

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Plug into our interactive fraud data...

Posted on Jun 24 2015 by
Welcome to our fully interactive fraud analysis. It covers all the latest fraud statistics and insights, including how, who and where it’s taking place, alongwith an overview of new and emerging trends. Simply click the graphs...

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Fraud Report 2015 – Who are the fraudsters and who are...

Posted on Jun 01 2015 by
Our fraud analysis includes a detailed demographic overview of which segments are committing fraud and which groups they are falling foul of the criminals. The snapshot hinges on Mosaic analysis, which offers a pin-sharp...

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Detected automotive finance fraud steps up a gear...

Posted on May 21 2015 by
The volume of detected automotive finance frauds has maintained its steady decline – all in the face of record-breaking new car sales. Our analysis reveals the number of cases detected as fraudulent for automotive products...

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Fraud Report 2015 – ID theft’s relentless rise...

Posted on May 19 2015 by
Significant strides in the fight against fraud, particularly when it comes to safeguarding customers against identity theft, continue to be made. It is highlighted by the swing back to pre-downturn levels of detected ID theft...

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Ensuring that affordability assessments are never a road blo...

Posted on May 11 2015 by
If affordability assessments are not yet compulsory in the automotive industry, then why do them? The fact is that such assessments have been shown to provide major benefits for both companies and customers alike. To find...

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Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.

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