responsible lending

Plug into our interactive fraud data

There's a world of information available at your fingertips. Simply click on the links for a first-hand...

Blog - Jun 2015
Fraud Report 2015 – Who are the fraudsters and who…

Our fraud analysis includes a detailed demographic overview of which segments are committing fraud and which groups they are falling foul of the...

Blog - Jun 2015
Detected automotive finance fraud steps up a gear

Volume of detected automotive finance frauds has maintained its steady decline – all in the face of record-breaking new car...

Blog - May 2015
Fraud Report 2015 – ID theft’s relentless rise

The latest edition of our Fraud Report has been published and is now available. we've also got a superb interactive online version available as...

Blog - May 2015
Ensuring that affordability assessments are never a road block to…

If affordability assessments are not yet compulsory in the automotive industry, then why do them? The fact is that such assessments have been shown to provide major benefits for both companies and...

Blog - May 2015
London identity theft rates almost three times higher

Central London and outer areas of the capital face significant targeting by identity...

Blog - Apr 2015
How automotive finance providers can put customers first with affordability…

Affordability assessments are not yet compulsory in the automotive industry, like they are for other forms of credit; at least for now. That means you can decide exactly who to lend to, and on what...

Blog - Apr 2015
Data Breach Response: Are UK Businesses Ready for Anything?

Nearly one in five businesses (17%) have been hit by at least one data breach within the past two years – leaving millions of consumers exposed to the risk of fraud and ID...

Blog - Mar 2015
Current account fraud underpins the relentless rise of ID theft

Identity theft has risen 12 percentage points in the past year, now accounting for more than half of all detected frauds, with current accounts the fastest growing target for identity...

Blog - Mar 2015
Branch versus digital and the account opening battleground

Head of Business Solutions Derek Garriock, analyses banks' sales conversion rates for branches versus digital...

Blog - Mar 2015
One in two of us get frustrated at lengthy application…

New research reveals the key factors driving people to pull out of an application for a financial product or...

Blog - Feb 2015
Could pension reforms pay the way for fraud, ID theft,…

The biggest pension reform in a century gets underway in...

Blog - Feb 2015