Ledger360 – effective business and credit risk management

Managing multiple ledgers may be a convoluted process which detracts attention from the overall picture of your business and leaves gaps in your understanding which can result in ineffective credit management and leave you exposed to risk. Ledger360 allows you the freedom to take a comprehensive view of your customers, identify essential trends, and maximise business opportunities that have been going unnoticed.

What is Ledger360?

Ledger360 is a credit risk management tool that gives you a complete view across all your ledgers to help you continually monitor your business’ credit risks by knowing immediately when a customer’s financial situationhas changed.

How can Ledger360 help you?

  • See the cost of your overdue debts at single or multiple group level
  • Continually monitor payment trends and see potential risk behaviour as it happens
  • Quickly identify high and low risk customers for efficient collections and up-sale opportunities

How does it work?

  • Credit health check your entire debtor database with a single high level view of your accounts and ledgers.
  • Calculate risk exposure at regional and group level and see an overall percentage for current and overdue amounts.

Expose the real cost of overdue debt with a fresh view of total risk exposure every month and prioritise your collections strategies accordingly.

  • See the overall Days Beyond Terms (DBT) for your accounts and determine the stability of your customers over the next 12 months.
  • See how your customers are paying you compared to your competitors.

Each month Ledger360 will calculate the overall DBT for your accounts and provide an average Delphi score for comparison.

  • Tailor fresh monthly reports with up to 20 additional data items.
  • Set benchmarks and measurable objectives and track team performance based on key information.

Reduce analysis time with immediate access to important information and empower top-level decision making and credit risk management.

  • See the individual risk of every customer with an up to date risk score.
  • Determine the stability of your customers over the next 12 months.

Easy-to-view graphical interfaces clearly expose the proportion of customers who present risk payment problems and good payers prime for up-sell opportunities.

See for yourself how Ledger360 helps you continually monitor the financial health of your business and drive more efficient collection and credit management strategies.

Questions?

Find out more about how Ledger360 can help your business by filling in the form below. An Experian representative will get back to you as soon as possible.

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