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Cost of living increases, pay freezes, reduced benefits and the threat of increasing interest rates, are all taking their toll on consumers, making it more important than ever to ensure you validate income and that your customer affordability measures are bulletproof.
In our free guide, you will discover:
- The latest regulations relating to responsible lending and the wider macroeconomic factors that are driving them
- The key indicators of affordability that you should assess during your decision-making process
- How to successfully incorporate new affordability assessments into your existing credit risk management process