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Personal loans are unsecured, so you don't need to provide assets like your car or house as security on them.
Car loans use your car as security against the loan you take and use it to guarantee you'll repay that loan†.
Guarantor loans are where someone such as a friend or family member agrees to repay the loan if you no longer can.
Secured loans use your home as security against the loan to guarantee you’ll repay it.
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